In 2026, the FHA loan limits for Newcastle county, King, WA are: $977,500 for single-family homes, $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.
Conventional loans' maximum amounts are $977,500 for single-family homes, $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.
Utilize our FHA calculator to discover today’s top FHA rates and calculate necessary downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator lets you compare FHA rate and terms with other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders and quickly compares it to your financial profile.
The Loan Limits Comparison Table for 2026 in Newcastle, King, WA shows max amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for income, reserves, and credit comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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