For the year 2026, the FHA loan limits in the county of Okanogan within Omak, WA, are set as follows: for a single-family dwelling, it's $472,030, for a duplex, it's $604,400, for a triplex, the limit is $730,525, and for a four-unit home, the limit reaches $907,900.
The highest amount you can borrow on conventional loans for a single-family home is $726,200, for two-units, $929,850, three-units allow $1,123,900, and four-units have a limit of $1,396,800.
Utilize our FHA calculator to discover competitive FHA rates today and understand required elements such as downpayment, income thresholds, credit scores, reserves, and necessary documentation for loan qualification.
With the Lendersa® calculator, you can efficiently assess FHA rates and terms alongside those offered by other loan types. Dive into a comparison of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA terms to find the best fit for your needs.
Lendersa® leverages extensive data from thousands of lenders to perform rapid comparisons aligned with your personal financial profile and objectives.
For 2026 in Omak, county of Okanogan, WA, consult the Loan Limits Comparison Table. This tool provides maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. For an in-depth analysis of qualification parameters like income, reserves, and credit requirements, make use of Lendersa's Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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