In 2026, the loan limit for FHA in Chelan county, part of Chelan, WA, is $506,000 for a single-family home. For two-unit properties, it is $647,750, $783,000 for three units, and for four units, the limit is $973,100.
The highest loan amount allowed for conventional loans on a single-family property is $726,200. If you're considering two units, it rises to $929,850, for three units, it is $1,123,900, culminating at $1,396,800 for properties with four units.
Make use of our FHA calculator to check today's optimal FHA rates and calculate the downpayment needed, as well as assess income, credit requirements, reserve funds, and necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA interest rates and terms with those of other loan programs. Delve deeper into Conventional loans, Jumbo loans, the VA, USDA, Non-QM, and hard money loans as compared with FHA.
Lendersa® sources extensive loan program data from a multitude of lenders and quickly tailors comparisons to suit your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Chelan county of Chelan, WA, provides comparisons for maximum loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification criteria—such as income, reserves, and credit—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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