In 2026, the FHA loan limits for Sedro-Woolley county in Skagit, WA are set as follows: $545,100 for single-family homes. For 2-units, it's $697,800; for 3-units, $843,500; and for 4-units, $1,048,300.
The maximum loan for conventional loans on a single-family residence is $726,200. For 2-units, the cap is $929,850, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to find today’s best FHA rates and compute downpayment, income, credit score, reserves, and documents needed for loan qualification.
The Lendersa® calculator allows you to compare FHA rate and terms with those from other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from numerous lenders and quickly matches it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sedro-Woolley county, Skagit, WA includes FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $545,100 | $697,800 | $843,500 | $1,048,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $379,000 | $379,000 | $379,000 | $379,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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