In 2026, the FHA loan limits for Mount-Vernon county in Skagit, WA are $405,950 for a single-family home, $519,700 for properties with 2 units, $628,200 for 3-units, and $780,650 for 4-units.
The maximum amounts for conventional loans on a single-family residence are $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to discover today’s most competitive FHA rates and determine the required down payment, income, credit rating, reserves, and documents necessary to qualify.
The Lendersa® calculator provides comparisons between FHA rates and terms and those of other loan programs. Investigate loans including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA options.
Lendersa® collects extensive loan data from thousands of lenders and swiftly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Mount-Vernon county of Skagit, WA allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, and hard money loans, among others. To evaluate qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $405,950 | $519,700 | $628,200 | $780,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $324,700 | $324,700 | $324,700 | $324,700 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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