FHA Loan Max Loan amount for Shelton, Mason County, WA in 2026

In 2026, the FHA loan limits in Shelton county of Mason, WA are as follows: for a single-family home, the limit is $472,030. For two-units, it's $604,400, for three-units, it rises to $730,525, and for four-units, it goes up to $907,900.

The maximum amount for conventional loans on a single-family residence stands at $726,200. For homes with two units, the cap is $929,850, while three-units have a limit of $1,123,900, and four-units are capped at $1,396,800.

By using our FHA calculator, you can see today’s best FHA rates, and determine downpayment, income, credit, reserves, and documentation requirements for qualification.

Compare offers from a selection of 100 lenders here

Explore Loan Choices in Shelton, WA

The Lendersa® calculator allows for a thorough comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.

Lendersa® swiftly compiles loan program data from thousands of lenders and their offerings, comparing it efficiently with your financial profile and specific needs.

The Loan Limits Comparison Table for 2026 in Shelton county of Mason, WA provides a detailed analysis for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money maximum loan amounts. To learn more about qualification requirements covering income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Shelton county of Mason, WA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Shelton FHA Lenders

  • Peninsula CU
  • 521 W Railroad Avenue, Shelton, WA, 98584
  • Lends in Washington
  • Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join

  • Bayview Home Loans
  • 421 East Osprey LN, Shelton, WA, 98584
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Olympic Lending Solutions
  • 2114 Caton Way SW, Suite 201, Olympia, WA, 98502
  • Lends in Washington
  • At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.

  • Mortgage One Northwest, Inc
  • 2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502
  • Lends in Washington
  • Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.

  • TwinStar Credit Union Lakewood
  • PO Box 718, Olympia, WA, 98507
  • Lends in Washington
  • TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.

  • MLS FUNDING
  • 8640 Martin Way E Suite D, Lacey, WA, 98516
  • Lends in Washington
  • MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.

  • Accel Mortgage
  • PO Box 11206, Olympia, WA, 98508
  • Lends in Washington
  • "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program.

    Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find
    the mortgage that best fits your needs

  • O Bee Credit Union
  • PO Box 5000, Lacey, WA, 98509
  • Lends in Washington
  • O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.

  • Grimm Mortgage Services
  • 7311 20th Avenue Southeast, Olympia, WA, 98503
  • Lends in Washington
  • Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.

  • Cornerstone Home Mortgage
  • 4520 Intelco Loop SE, Suite 1A, Lacey, WA, 98503
  • Lends in Washington
  • Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.