In 2026, the FHA loan maximum in the county of Toppenish, Yakima, within WA is set at $472,030 for a single-family home. For properties with two, three, and four units, the limits are $604,400, $730,525, and $907,900, respectively.
The highest loan amount for conventional loans starts with $726,200 for a single-family dwelling, increasing to $929,850 for duplexes, $1,123,900 for triplexes, and reaching $1,396,800 for four-unit properties.
Employ our FHA calculator to evaluate today’s FHA most competitive rates and discern needed components such as downpayment, income, credit scores, reserves, and documentation for qualification.
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Using Lendersa® calculator, you can compare FHA rates and terms with those of other lending programs. Investigate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options alongside FHA.
Lendersa® collects extensive loan information from thousands of lenders nationwide, quickly analyzing it against your unique financial profile and requisites.
The Loan Limits Comparison Table for 2026 in Toppenish, within Yakima, WA facilitates insight into maximum loan amounts. This includes comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification intricacies like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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