In 2026, the FHA loan limit in the county of Yakima in Wapato, WA is set at $472,030 for a single-family home. For homes with two units, the maximum is $604,400; for those with three units, it is $730,525; and for a four-unit property, the limit increases to $907,900.
The highest loan amount for conventional loans in single-family residences is $726,200. For two-unit homes, the cap is $929,850, for three units, it is $1,123,900, and for four-unit homes, the maximum is $1,396,800.
Use our FHA calculator to find the most advantageous FHA rates currently available and to understand the necessary downpayment, income, credit status, reserves, and required documents for qualification.
With the Lendersa® calculator, you can juxtapose FHA rates and terms alongside a variety of other loan program options. Investigate and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA options to find the best fit for your goals.
Lendersa® quickly processes data from an extensive network of lenders, offering you tailored comparisons suited to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Wapato, county of Yakima, WA assists you in evaluating maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit requirements, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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