For the year 2026, FHA loan thresholds within White-Center county of King, WA are outlined as follows: For a single-family home, the limit is $776,250. For properties comprising 2, 3, and 4 units, the respective limits stand at $993,750, $1,201,200, and $1,492,800.
The ceiling for conventional loans, specifically for single-family residences, is $776,250. Meanwhile, for duplexes the limit is $993,750, for triplexes $1,201,200, and for four-unit properties, it reaches $1,492,800.
Leverage our FHA calculator to discover the most favorable FHA rates available today and to ascertain essential components like downpayment, income, credit, reserves, and necessary documentation for qualification.
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By using the Lendersa® calculator, you can juxtapose FHA loan rates and conditions against those of various other financing programs, such as Conventional, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
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The Loan Limits Comparison Table for the year 2026 in White-Center county of King, WA facilitates comparison of maximum permissible loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a deeper comparison of qualifying criteria, such as income, reserves, and credit assessment, ensuring you have the complete information necessary to proceed confidently.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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