FHA Loan Limits for Burlington, Racine County, WI in 2025

As of 2025, the FHA loan limits in Burlington county, Racine, WI are: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum allowable amounts are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to view today's competitive FHA rates and ascertain the necessary downpayment, income, credit, reserves, and documentation required for qualification.

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Examine Loan Choices in Burlington, WI

With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Assess alternatives like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA to find the most suitable option.

Lendersa® compiles loan program data from thousands of lenders, instantly contrasting it with your unique financial profile and needs.

Consult our Loan Limits Comparison Table for 2025 in Burlington, Racine, WI, and compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To thoroughly assess qualification criteria, including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Burlington county of Racine, WI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Stearns Lending, LLC
  • 1750 E Golf Road, Suite 100, Schaumburg, IL, 60173
  • We help buyers choose the right type of home renovation financing for their needs—and their wants. Sometimes referred to as a rehab loan, this mortgage option opens up more opportunities for buyers who are frustrated by today’s tight home inventories. renovation-financing.com is your online resource for personalized mortgage solutions, fast.
  • HomeTown Lending Partners LLC
  • 1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy
  • First National Bank and Trust Company
  • 345 E Grand Avenue, Beloit, WI, 53511
  • First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
  • Blackhawk Bank
  • 400 Broad Street, Beloit, WI, 53511
  • Blackhawk Bank is a leading community bank serving clients in northern Illinois and southern Wisconsin. Eight full service banking centers are located along the corridor that stretches from Beloit, Wisconsin to Belvidere, Illinois. Experience a relaxed atmosphere where highly respected.
  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • First American Bank (Chicago)
  • 700 Busse Road, Elk Grove Village, IL, 60007
  • At First American Bank, we're small enough to provide the personal attention that makes you comfortable coming to us for a multi-thousand-dollar auto loan. As the largest privately held bank in Illinois, we're big enough that you can also get multi-million-dollar financing if your company exports auto parts – or anything else.
  • Prime 1 Bancorp LTD
  • 2720 South River Road, Suite 50, Des Plaines, IL, 60018
  • To provide consistent and predictable growth to our organization by delivering reliable and exceptional services to our clients. At PRIME 1 BANCORP, LTD. we believe that in understanding and satisfying the financial needs of our clients we are creating a significant value for them as well as creating rewarding experiences for our company.
  • John Gurhy Mortgages
  • 7788 N Milwaukee Ave, Niles, IL, 60714
  • The Irish money man, LLC can arrange loans on Commercial Properties up to 50 units and up to 4 units for Non Resident buyers. All conventional, FHA and VA loans originated and closed through C and R Mortgage 7788 North Milwaukee Avenue Niles Illinois 60714. NMLS no 227317 with John Gurhy as loan officer NMLS No 1104206.
  • C & R Mortgage Corporation
  • 7788 North Milwaukee Avenue, Niles, IL, 60714
  • C&R Mortgage Corporation Team is your premier reverse mortgage team located in Cape Coral, Florida. Also, licensed in Illinois, Indiana, Wisconsin, Michigan, Colorado, California and Tennessee. The experienced team members here are committed to quality customer service and putting the needs.
  • Forum Mortgage Bancorp
  • 7221 West Touhy, Chicago, IL, 60631
  • Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
  • Patriot Mortgage Lending
  • 1211 15th Avenue, Grafton, WI, 53024
  • We are pleased to offer the best possible rates with the best possible service. Patriot is one of the premier FHA lenders in the state of Wisconsin. Our FHA and VA lending experience is unsurpassed! In the mortgage industry today, there are tough guidelines and many restrictions which can make finding a mortgage difficult.