For the year 2026, the FHA loan limits in Franklin county, within Milwaukee, WI, are established as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and reaching up to $907,900 for four-unit properties.
Regarding conventional loans, the maximum amounts are $726,200 for a single-family residence, $929,850 for a two-unit setup, $1,123,900 for a three-unit building, and $1,396,800 for four-unit structures.
To review today's FHA most favorable rates, try using our FHA calculator. It helps estimate necessary downpayments and assess your eligibility based on income, credit scores, reserves, and required documentation for approval.
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Our Lendersa® calculator is designed to help you efficiently compare FHA rates and terms with those of all other available loan programs. Dive into comparisons, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA, to find the right fit for your needs.
The Lendersa® platform quickly compiles and displays data from an extensive range of lenders, analyzing it against your unique financial profile to align with your objectives and needs.
The Loan Limits Comparison Table for 2026, pertaining to Franklin, located in Milwaukee, WI, facilitates a side-by-side evaluation of maximum loan amounts across various programs. Compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans to get a comprehensive understanding. For comparing qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers a thorough analysis of your loan eligibility conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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