FHA Loan Limits for Germantown, Washington County, WI in 2026

For 2026, FHA loan limits in Germantown county, Washington, WI are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

Conventional loan maximums are set at $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Utilize our FHA calculator to explore today's top FHA rates and evaluate what's required for the downpayment, income, credit, reserves, and documents needed for qualification.

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Explore Your Loan Options in Germantown, WI

The Lendersa® calculator helps you compare FHA rates and terms with all other available loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans besides FHA.

By accessing data from thousands of lenders, Lendersa® compares it with your financial profile efficiently.

Consult the Loan Limits Comparison Table for 2026 in Germantown county, Washington, WI, to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess whether you meet the qualification requirements, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Germantown county of Washington, WI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Germantown FHA Lenders

  • Town Bank, National Association
  • 850 W N Shore Dr, Hartland, WI, 53029
  • Lends in Wisconsin
  • Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.

  • Inlanta Mortgage - Jesse Koch
  • W239 N3490 Pewaukee Rd, Suite 200, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.

  • Commonwealth Mortgage Group
  • 325 Oakton Avenue, Suite 101, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • Commonwealth Mortgage Group, assisting clients obtain a mortgage loan is our core business, enabling us to focus on providing every client with outstanding customer service. Our goal is to expedite and streamline your loan process, educate you, customize your loan program to meet your financial goals, and become your mortgage resource for life.

  • AK Capital Finance
  • 353 Forest Grove Dr, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • AK Capital Finance recognizes that all businesses need capital to grow, which is why we support companies of all sizes through our commercial finance programs. We offer a diverse range of products to meet the needs of almost any kind of business. Professional Full-Time Alternate Capital Business Solutions.

  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • Lends in Wisconsin
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Shorewest Realtors, Inc
  • 17450 W. North Ave, Brookfield, WI, 53045
  • Lends in Wisconsin
  • John A. Horning's mission to establish Wisconsin's premier real estate company began in 1946 under the name Wauwatosa Realty. Conducting business within his home office, Horning sought to provide his clients with exemplary customer service that extended beyond a transaction. He looked to instill a familial relationship with each customer

  • Great Midwest Bank, S.S.B.
  • 15900 West Bluemound Road, Brookfield, WI, 53005
  • Lends in Wisconsin
  • Since 1935, Great Midwest Bank has served Wisconsin Homeowners for their mortgage and personal banking needs. We're a customer-oriented mutual bank offering a variety of Residential Mortgage products to first time homebuyers, existing homeowners, and multi-family property owners.

  • Majesty Mortgage Inc
  • 15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
  • Lends in Wisconsin
  • Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act

  • GSF Mortgage Corp
  • 15430 West Capitol Drive, Brookfield, WI, 53005
  • Lends in Wisconsin
  • GSF Mortgage Corporation is dedicated to the prosperity of its customers. We are committed to demonstrating the utmost integrity - both professionally and personally - while providing top quality service. We focus on securing the best possible outcome for those who place their trust in us for their mortgage needs.

  • ProVisor, Inc.
  • 200 S. Executive Drive, Suite 120, Brookfield, WI, 53005
  • Lends in Wisconsin
  • ProVisor, we understand the stresses of shopping around for a mortgage. That’s why our mission is to make things as simple, easy, and fast as possible, offering transparent rates because we understand this is your money. As your mortgage may be paid for many years to come, making an informed and wise.