2026 FHA (Government Loans) Limits for Germantown, Washington County, Wisconsin

For 2026, FHA loan limits in Germantown county, Washington, WI are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

Conventional loan maximums are set at $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Utilize our FHA calculator to explore today's top FHA rates and evaluate what's required for the downpayment, income, credit, reserves, and documents needed for qualification.

Browse loan offers from 100 lenders

Explore Your Loan Options in Germantown, WI

The Lendersa® calculator helps you compare FHA rates and terms with all other available loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans besides FHA.

By accessing data from thousands of lenders, Lendersa® compares it with your financial profile efficiently.

Consult the Loan Limits Comparison Table for 2026 in Germantown county, Washington, WI, to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess whether you meet the qualification requirements, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Germantown county of Washington, WI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Propel Home Loans LLC
  • 8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
  • Lends in Wisconsin
  • We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.

  • BendOver BackWard Broker
  • 510 W 77th St, Suite 380, Edina, MN, 55435
  • Lends in Wisconsin
  • Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.

  • Northport Funding LLC
  • 424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
  • Lends in Wisconsin
  • At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.

  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • Lends in Wisconsin
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.

  • Edge Home Finance Corporation
  • 4510 W 77th St, Suite 380, Edina, MN, 55435
  • Lends in Wisconsin
  • "At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.

    We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."

  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • Lends in Wisconsin
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.

  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Lends in Wisconsin
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..

  • National Bank of Commerce
  • 1127 Tower Ave, Superior, WI, 54880
  • National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota

  • Hometown Equity Mortgage
  • 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
  • Lends in Wisconsin
  • Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.