In 2026, the FHA loan limits for Merton county in Waukesha, WI, are set as follows: $472,030 for single-family homes, $604,400 for duplexes, $730,525 for three-unit residences, and $907,900 for properties with four units.
For conventional loans, the maximum allowable is $726,200 for a single-family home, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Make use of our FHA calculator to explore today's top FHA rates and determine the necessary down payment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan program options. Consider exploring Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently gathers loan program data from thousands of lenders, processing it to match your specific financial profile and needs within seconds.
Using the Loan Limits Comparison Table for 2026 in Merton county, Waukesha, WI, you can compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification needs such as income, reserves, and credit criteria, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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