In 2026, the FHA loan limits in Monona county, Dane, WI, are set at $472,030 for a single-family home. For multi-unit dwellings, the limit rises to $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.
The maximum amount for conventional loans is $726,200 for a single-family home, extending to $929,850 for two-unit buildings, further to $1,123,900 for three units, and reaching $1,396,800 for four-unit homes.
To find today's best FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documentation needed to qualify, utilize our FHA calculator.
The Lendersa® calculator allows comparisons of FHA rates and terms with other loan programs. Investigate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Using a comprehensive data set from thousands of lenders, Lendersa® matches it with your unique financial profile, delivering tailored comparisons quickly.
The Loan Limits Comparison Table for 2026 in Monona county of Dane, WI outlines FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For comparing qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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