In 2025, within Monroe county of Green, WI, the FHA loan limits are defined as follows: $472,030 is the maximum for a single-family home. For properties featuring 2-units, the limit rises to $604,400. Homes with 3-units can borrow up to $730,525, and for 4-unit dwellings, it's set at $907,900. Grasping these limits is essential for potential homeowners and investors, as they delineate the maximum borrowing capacity available through FHA loans. These programs are tailored to make housing more affordable and accessible, particularly beneficial for those interested in multi-family properties.
In comparison, conventional loans offer different limits: the maximum for a single-family residence is $726,200. For properties with 2-units, the limit is $929,850. For those with 3-units, it reaches $1,123,900, and for 4-units, the ceiling is $1,396,800. Recognizing these figures is critical for financial planning, providing guidance for borrowers to align their homebuying strategies with realistic and achievable funding options within conventional frameworks.
Our FHA calculator is an invaluable tool for identifying the best FHA rates today. It assists in calculating essential downpayments, determining income prerequisites, evaluating credit requirements, understanding reserve needs, and compiling the necessary documentation for qualification. This thorough analysis ensures you're adequately prepared for the loan application process, moving forward with confidence.
The Lendersa® calculator provides a thorough comparative tool to assess FHA rates and terms against an extensive array of other loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Through this detailed comparison, you are empowered to make informed and strategic financial decisions that align with your unique objectives and financial goals.
Lendersa® efficiently accumulates and analyzes comprehensive loan data from thousands of lenders, swiftly aligning insights with your financial profile to present tailored and optimal loan choices.
Review the Loan Limits Comparison Table for 2025 located in Monroe, within Green, WI. This table provides detailed assessments of maximum loan amounts across various types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth evaluation of qualification requirements like income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring you're equipped with the comprehensive insights needed for well-informed financial planning and decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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