In 2026, the FHA loan limits in Oconto-Falls county of Oconto, WI, are set at $356,362 for a single-family house. For two-unit homes, the limit is $456,275; it increases to $551,500 for three units, and reaches $685,400 for properties with four units.
The maximum amount for conventional loans on a single-family home is $548,250. For two units, the limit goes up to $702,000, while it's $848,500 for three units and $1,054,500 for four units.
Use our FHA calculator to discover today’s best FHA rates and assess the necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to compare FHA terms and rates alongside other loan programs. Investigate FHA with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers extensive loan program data from thousands of lenders and provides rapid comparison against your personal financial profile and needs.
For 2026, the Loan Limits Comparison Table in Oconto-Falls, part of Oconto county, WI, offers comparisons of maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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