For 2026, the FHA loan limits in Oshkosh county of Winnebago, WI are $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit homes.
The maximum for conventional loans on a single-family residence is $726,200, going up to $929,850 for two-units, $1,123,900 for tri-unit structures, and reaching $1,396,800 for four-unit buildings.
Use our FHA calculator to find today’s best FHA rates and calculate the needed downpayment, income, credit requirements, reserves, and necessary documents to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms against those from various other loan programs. Evaluate alternatives including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® derives loan data from thousands of lenders and efficiently compares it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Oshkosh county, Winnebago, WI, shows maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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