For 2025, the FHA loan limits applicable in Shawano county of Shawano, WI are defined as follows: for a single-family home, the limit is $472,030. Properties with 2-units can access loans up to $604,400; for homes with 3-units, the cap is set at $730,525, and for those featuring 4-units, the maximum permissible is $907,900. Understanding these limits is essential for prospective homeowners and investors, as they delineate the financing capacity available through FHA loans. These programs are structured to make housing more affordable, particularly advantageous for those interested in multi-family units, thus opening broader opportunities for diverse housing types.
Conversely, the maximum amounts for conventional loans stand distinct: for single-family residences, the borrowing limit is $726,200. When it comes to 2-unit properties, the ceiling expands to $929,850. If you're considering 3-unit properties, the limit reaches $1,123,900, and for 4-units, it peaks at $1,396,800. These figures are instrumental for informed financial strategizing, ensuring that plan alignment occurs with the practical and achievable limits conventional loans offer, supporting strategic financial decisions.
To check the leading FHA rates available today, use our FHA calculator. This tool plays an invaluable role in calculating necessary downpayments, verifying income criteria, evaluating credit score requirements, along with considering reserves, and ensuring all documentation is prepared for qualification. By leveraging this calculator, you can navigate the complexities of the loan application process seamlessly and with confidence.
The Lendersa® calculator offers a comprehensive platform for evaluating FHA rates and terms against a vast array of other loan programs. This includes consideration of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. By utilizing this multifaceted view, you are equipped to make detailed and aligned financial decisions that best reflect your specific goals and circumstances.
Lendersa® aggregates an extensive volume of loan program data from thousands of lenders, efficiently processing comparisons that match your financial profile. This ensures you are presented with the most relevant options, tailored to fit your unique needs.
For a meticulous look into various loan limits, refer to our Loan Limits Comparison Table for 2025 in Shawano, situated in Shawano, WI. The table elaborates on maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeply into qualification criteria—addressing income, reserves, and credit metrics—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), offering insightful analysis necessary for strategic and comprehensive financial planning.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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