For the year 2025, FHA loan limits within Shorewood county of Milwaukee, WI are structured as follows: the limit for a single-family home is $472,030. For properties with 2-units, it increases to $604,400; for 3-units, the threshold is $730,525; and for 4-units, it extends to $907,900. These limits provide critical guidance for potential homebuyers and real estate investors, allowing them to understand the maximum borrowing capacity available through FHA-backed loans, promoting affordable access to housing, especially for those interested in multi-family developments.
In contrast, conventional loans have their own distinct maximum values. For single-family residences, the ceiling is $726,200. If you're considering 2-unit homes, the limit rises to $929,850. For properties with 3-units, it further extends to $1,123,900, and for those with 4-units, it tops out at $1,396,800. These defined limits help buyers and investors strategically manage their financing plans, ensuring that their financial projections align with realistic conventional lending options available in the market.
Utilize our FHA calculator to explore today’s top FHA rates. It assists in determining necessary downpayments, income eligibility, credit assessment, reserve requirements, and preparing vital documents needed for qualification. This preparation is vital for a smooth loan application process.
The Lendersa® calculator is an effective tool for comparing FHA rates and terms with those of a broad spectrum of other loan programs. Evaluate various options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options, enhancing your potential for making informed financial decisions.
Lendersa® efficiently collects and processes loan data from thousands of lenders, swiftly providing personalized comparisons to meet your unique financial profile and requirements.
Visit the Loan Limits Comparison Table for 2025 in Shorewood, within Milwaukee, WI. This table offers detailed insights into maximum loan amounts across diverse loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a more comprehensive analysis of qualification requirements—such as income, reserves, and credit—leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to support robust and informed financial planning.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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