FHA Loan Limits for Somers, Kenosha County, WI in 2025

In 2025, the FHA loan limit in Somers county, Kenosha, WI stands at $472,030 for a single-family home. For multi-unit properties, it's $604,400 for two units, $730,525 for three units, and $907,900 for four units.

For conventional loans, the maximum on a single-family home is $726,200, reaching $929,850 for two-unit buildings, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Utilize our FHA calculator to check today’s top FHA rates and figure out necessary downpayment, income, credit, reserves, and qualification documents.

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The Lendersa® calculator lets you compare FHA rates and terms with various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® quickly gathers loan data from thousands of lenders, evaluating it against your specific financial profile and needs.

The Loan Limits Comparison Table for 2025 in Somers county of Kenosha, WI provides insights into the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Somers county of Kenosha, WI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Liberty Home Mortgage Corporation
  • 6225 Oak Tree Blvd, Independence, OH, 44131
  • "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
  • Midwest Regional Bank
  • 363 Festus Centre Dr, Festus, MO, 63028
  • The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
  • National Bank of Commerce
  • 1127 Tower Ave, Superior, WI, 54880
  • National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
  • Advance America
  • 3007 N Belt Hwy, Saint Joseph, MO, 64506
  • Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197
  • For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry. When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.
  • United Fidelity Funding Corp
  • 1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
  • United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.
  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
  • Citizens Federal Savings Bank
  • 5151 S. 4th Street, Leavenworth, KS, 66048
  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
  • Mutual of Omaha Mortgage
  • 17041 Lakeside Hills Plaza A, Omaha, NE, 68130
  • The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.