In 2026, the FHA loan limit in Somers county, Kenosha, WI stands at $472,030 for a single-family home. For multi-unit properties, it's $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum on a single-family home is $726,200, reaching $929,850 for two-unit buildings, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to check today’s top FHA rates and figure out necessary downpayment, income, credit, reserves, and qualification documents.
The Lendersa® calculator lets you compare FHA rates and terms with various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers loan data from thousands of lenders, evaluating it against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Somers county of Kenosha, WI provides insights into the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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