For 2026, FHA loan limits in Yorkville county of Racine, WI, are as follows: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for homes with four units.
Regarding conventional loans, the maximum for a single-family residence is $726,200. Two-unit properties can have up to $929,850, three-unit homes go up to $1,123,900, and four-unit residences reach $1,396,800.
Our FHA calculator is a useful tool to discover today’s leading FHA rates, helping you determine necessary down payments, income requirements, credit, reserves, and documents for qualification.
The Lendersa® calculator facilitates comparisons of FHA rates and terms against other available loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, allowing you to properly explore and assess your options.
Lendersa® efficiently pulls data from thousands of lenders, rapidly analyzing it to fit your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Yorkville county, Racine, WI provides insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria including income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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