For 2026, the FHA loan limits in Stevens-Point county of Portage, WI are set as follows: $356,362 for a single-family home, increasing to $456,275 for two-unit dwellings, $551,500 for three-unit properties, and $685,400 for buildings with four units.
The maximum amounts for conventional loans on a single-family property commence at $548,250. This rises to $702,000 for two-unit homes, $848,500 for those with three units, and $1,054,500 for four-unit residences.
Use our FHA calculator to find today’s top FHA rates and determine essential qualifications such as the downpayment, income levels, credit assessment, reserves, and documents needed for loan eligibility.
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The Lendersa® calculator offers a platform to compare FHA rates and terms alongside those from other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as well as FHA offerings.
Lendersa® efficiently consolidates loan program data from thousands of lenders, providing tailored comparisons with your specific financial profile and requirements.
Our Loan Limits Comparison Table for 2026 in Stevens-Point county, Portage, WI, enables you to scrutinize maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications, including income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is at your disposal.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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