2025 FHA (Government Loans) Limits for Wisconsin-Rapids, Wood County, Wisconsin

For 2025, in Wisconsin-Rapids county of Wood, WI, the FHA loan limits have been established with the following criteria: $356,362 is applicable for a single-family home, $456,275 is the limit for properties with two units, $551,500 for those with three units, and $685,400 for four-unit properties.

As for conventional loans, the maximum available loan amount for a single-family residence is $548,250. For 2-unit homes, the limit is $702,000, for 3-units it stands at $848,500, and for 4-units the cap is $1,054,500.

To check today's top FHA rates using our FHA calculator, you can also determine the potential downpayment, analyze income thresholds, credit score requirements, reserves, and all necessary documents for qualification.

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The Lendersa® calculator offers an intuitive way to compare FHA rates and terms against all other available loan programs. Dive into a wide spectrum of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM loans, and hard money loans, alongside the FHA offerings.

Lendersa® efficiently aggregates loan program data from thousands of lenders. It rapidly measures and contests this data with your unique financial profile and specific needs, providing precise comparison results in mere seconds.

Access the Loan Limits Comparison Table for 2025 in Wisconsin-Rapids county of Wood, WI, and explore how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans vary in maximum amounts. For in-depth evaluation of qualification aspects such as income, reserves, and credit checks, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers comprehensive insights.

Loan limits Wisconsin-Rapids county of Wood, WI

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • WoodTrust Bank
  • 181 2nd Street S, Wisconsin Rapids, WI, 54494
  • WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.
  • Mortgage Experts Team
  • 1304 North Central Avenue, Marshfield, WI, 54449
  • Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.
  • Imagine Home Lending of Central Wisconsin
  • 5424 US HWY-10, Suite C, Stevens Point, WI, 54482
  • Imagine Home Lending of Central Wisconsin was established with Chris Popp and co-owners Heidi Mancheski and Mark Kitowski in an effort to provide dedicated service to central Wisconsin homebuyers. Our licensed loan officers are dedicated to serving these communities by working hard to ensure the process of buying your dream home goes smoothly.
  • Affordable Mortgage Financing LLC
  • 902 Superior Avenue, Tomah, WI, 54660
  • Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.
  • Peoples State Bank
  • 1905 Stewart Ave, Wausau, WI, 54401
  • Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.
  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.
  • Bank of Mauston
  • 503 Gateway Ave, Mauston, WI, 53948
  • The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.
  • Taylor Credit Union
  • 825 East Allman Street, Medford, WI, 54451
  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto