As of 2025, FHA loan limits in Waterloo county, Jefferson, WI are $472,030 for a single-family home. For duplexes, the limit is $604,400, triplexes are capped at $730,525, and four-unit homes have a limit of $907,900.
Conventional loan maximums are $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to explore today’s best FHA rates and determine necessary down payments, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms with other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, efficiently matching it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Waterloo county of Jefferson, WI lets you evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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