In the year 2025, the FHA loan limits in Sun-Prairie, within Dane county of WI, are outlined as follows: for a single-family home, the limit is $356,362. For a 2-unit property, it's set at $456,275, for 3-units the amount is $551,500, and $685,400 applies to a 4-unit building.
When considering conventional loans, the maximum amount applicable to a single-family residence reaches $548,250. For two units, the limit increases to $702,000, with three units set at $848,500, and finally, $1,054,500 is the cap for four-unit properties.
To explore today’s best FHA rates and evaluate the required downpayment, income qualifications, credit score, reserves, and necessary documents for qualification, utilize our in-depth FHA calculator.
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The versatile Lendersa® calculator is designed to facilitate a comparison of FHA rates and terms with those of various other loan programs. Delve into and juxtapose options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA opportunities.
With data sourced from thousands of lenders, Lendersa® systematically analyzes and contrasts this information within seconds, tailoring it to your specific financial profile and requirements.
Review the Loan Limits Comparison Table for 2025 for Sun-Prairie within Dane of WI. This table offers an analysis of maximum loan amounts across a range of programs, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed assessment of qualification standards, such as income, reserves, and credit checks, explore the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for precise insights into your eligibility.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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