As of 2026, the FHA loan limits in Waukesha county of Waukesha, WI are defined as $472,030 for a single-family home, $604,400 for residences with two units, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
The ceiling for conventional loans on a single-family residence is $726,200, increasing to $929,850 for two-unit homes, $1,123,900 for tri-unit residences, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to access today’s best FHA rates and determine essential aspects such as downpayment, income, credit ratings, reserves, and necessary documentation for qualification.
The Lendersa® calculator is designed to compare FHA rates and terms with those of various loan programs. Delve into a range of possibilities, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® accumulates loan program data from thousands of lenders and promptly aligns this against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Waukesha county of Waukesha, WI, allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements, such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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