For 2025, within Weston county of Marathon, WI, the FHA loan limits are as follows: for a single-family home, the limit is $472,030. If you are looking at properties with 2-units, the loan maximum increases to $604,400. For 3-unit homes, the limit is $730,525, and for larger properties with 4-units, it extends to $907,900. These limits play a critical role in setting the maximum borrowing capacity through FHA loans, which offer affordability and accessibility in the housing market, targeting both new homeowners and investors seeking multi-family properties.
In contrast, conventional loans, known for their versatility and broader acceptance criteria, have distinct limits: $726,200 for a single-family residence. For 2-unit dwellings, the maximum is set at $929,850. For 3-units, the limit increases to $1,123,900, and for homes with 4-units, the cap is $1,396,800. Understanding these limits is essential for borrowers to align their financial expectations with conventional lending options, ensuring decisions are made with a clear perspective on achievable financing.
To see today’s top FHA rates, make use of our FHA calculator. This tool helps calculate the necessary downpayment, assess income requirements, check credit levels, determine reserve needs, and organize required documents for loan qualification. Its insights prove invaluable for preparing fully for the application process.
The Lendersa® calculator facilitates an efficient comparison of FHA rates and terms with those from other loan programs. This encompasses an array of choices, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options. Delving into these options ensures that you have a comprehensive understanding of the products available, primed to make the most informed financial decision possible.
Lendersa® taps into data from thousands of lenders, providing a precise comparison against your unique financial profile and needs in a short amount of time. This capability equips you with the tailored insights necessary to select the most appropriate loan option.
Refer to the Loan Limits Comparison Table for 2025 located in Weston, and Marathon, WI, showing a complete overview of maximum amounts across various types of loans, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to deeply evaluate qualification requirements such as income, reserves, and credit scores, ultimately guiding you toward strategic financial decisions with clarity.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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