For 2025, in Wind-Lake county, Racine, WI, the FHA loan limits are $356,362 for single-family homes, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
The maximum conventional loan limits for a single-family residence are $548,250, with $702,000 available for two-unit homes, $848,500 for three-unit residences, and $1,054,500 for four-unit buildings.
Utilize our FHA calculator to find today’s best FHA interest rates and evaluate the downpayment, income, credit requirements, reserve levels, and documentation needed to qualify.
The Lendersa® calculator enables comparisons between FHA rates and terms and those of other loan programs. This includes evaluations of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans compared to FHA rates.
Lendersa® efficiently gathers data from thousands of lenders to match it against your financial profile and unique needs.
The Loan Limits Comparison Table for 2025 in Wind-Lake county, Racine, WI, provides a comparative look at maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for details on qualifying requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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