2026 FHA Loan Limits for Sheridan, Sheridan County, Wyoming

In 2026, the FHA loan limits in Sheridan county, located in Sheridan, WY, are outlined as follows: $489,900 for single-family homes, $627,150 for residences with two units, $758,100 for three-unit buildings, and $942,100 for four-unit properties.

The maximum availed through conventional loans on a single-family residence is $726,200. This expands to $929,850 for two-unit residences, $1,123,900 for those with three units, and $1,396,800 for buildings accommodating four units.

Leverage our FHA calculator to access today's best FHA rates and determine the requisite downpayment, income, credit, reserves, and documents needed for eligibility.

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The Lendersa® calculator empowers you to assess and compare FHA rates and terms against a host of other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA offerings.

Lendersa® aggregates extensive data from thousands of lenders, providing swift opportunities for comparison with your distinct financial profile and needs in mere moments.

The Loan Limits Comparison Table for 2026 in Sheridan, within Sheridan county, WY, allows for detailed evaluation of maximum loan amounts from FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further understand qualification needs such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), created for comprehensive assessment.

Loan limits Sheridan county of Sheridan, WY

SFR 2 Units 3 Units 4 Units
FHA $489,900 $627,150 $758,100 $942,100
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $391,900 $391,900 $391,900 $391,900
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Sheridan FHA Lenders

  • First Federal Bank and Trust
  • 671 Illinois Street, Sheridan, WY, 82801
  • Lends in Wyoming
  • First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.

  • Cherry Creek Mortgage, LLC
  • 379 Kilbourne St, Sheridan, WY, 82801
  • Lends in Wyoming
  • We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.

  • Cowboy State Bank
  • 515 Dayton Street, Ranchester, WY, 82839
  • Lends in Wyoming
  • Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov

  • Buffalo Federal Bank
  • 106 Fort Street, Buffalo, WY, 82834
  • Lends in Wyoming
  • In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.

  • First Northern Bank of Wyoming
  • 141 S. Main St, Buffalo, WY, 82834
  • Lends in Wyoming
  • First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.

  • First National Bank of Gillette
  • 319 S Gillette Ave, Gillette, WY, 82716
  • Lends in Wyoming
  • First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains

  • Wyo Central Federal Credit Union
  • 190 S David Street, Casper, WY, 82601
  • Lends in Wyoming
  • Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.

  • Jonah Bank of Wyoming
  • 777 W. 1st Street, Casper, WY, 82601
  • Lends in Wyoming
  • Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend

Also lends in Wyoming

  • Bank of Bridger
  • 101 South Main, Bridger, MT, 59014
  • Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.

  • Division Mortgage Group
  • 1320 Division St, Billings, MT, 59101
  • Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers