Encinitas Ca Hard Money Lenders [2026 complete list]

Lendersa® will align your loan request in Encinitas, Los Angeles County, California, with 976 hard money lenders and brokers. Their advanced hard money mortgage calculator compares and matches your lending requirements by evaluating 20 different matrices, such as the distance to property locations and your preferred speed for funding.

According to the Lendersa® directory, there are 8 hard money lenders and brokers within five miles of Encinitas, 38 within ten miles from the city, and 84 having offices within twenty-five miles from Encinitas.

Unlike conventional loans, having a short distance between the hard money lender and the property can improve the chances of loan approval and expedite the funding process.

Compare loan offers from 100 lenders in Encinitas

To find the exact distance between the lenders to your property, you can enter the property address or location here:


Encinitas Lenders

  • Seattle Funding Group
  • 512 Via de la Valle Suite 200, Solana Beach, CA, 92075
  • Lends in California
  • The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.

  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Lends in California
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.

  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • Lends in California
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker!

    "

  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • Lends in California
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002

  • Charger Funding
  • 1106 2nd St, Suite 411, Encinitas, CA, 92024
  • Lends in California
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files

  • Jim Lackey Associates
  • 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
  • Lends in California
  • Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.

  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Lends in California
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.

  • Express Funding Mortgage Co.
  • 1237 Camino, Suite I, Del Mar, CA, 92014
  • Lends in California
  • Express Funding Mortgage Company was founded in 1998 by Brad Shoemaker with the goal of becoming the San Diego mortgage broker of choice for local San Diegans. Express Funding Mortgage specializes in residential mortgage financing to homeowners and buyers anywhere in California. We offer some of the lowest conforming.

  • Enact Partners
  • 7668 El Camino Real, Carlsbad, CA, 92009
  • Lends in California
  • Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.

  • Enact Partners
  • 7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
  • Lends in California
  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.