Super Jumbo Loan Limits by lenders in Bakersfield, Kern County, CA

In Bakersfield county of Kern, CA, if you are seeking a Jumbo loan higher than $726,200, you'll need to provide at least a 10% down payment. Lendersa® offers a comprehensive catalog of portfolio and Non-QM lenders who are equipped to arrange Jumbo loans with limits up to $3,000,000. Moreover, exceptionally high-net-worth individuals have the potential to secure super jumbo loans reaching as much as $35,000,000.

The threshold for conforming high balance loans is set at $726,200 for a single-family residence, $929,850 for properties with two units, $1,123,900 for three-unit structures, and $1,396,800 for buildings with four units.

Utilize our Jumbo mortgage rate calculator to examine the prevailing jumbo mortgage rates, and ascertain the requisite down payment, income benchmarks, credit standards, reserves, and necessary documentation for qualification.

Survey and contrast loan proposals from a wide selection of 100 lenders

Jumbo Loan Options in Bakersfield, CA

At Lendersa®, our aim is to help you obtain the most fitting jumbo loan that aligns with your specific financial circumstances and needs. Begin by choosing one of three initial routes that lead you to suitable lenders and customized jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is a powerful tool for exploring lender options to uncover who offers the most attractive Jumbo refinance rate today, or to purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® compiles extensive loan program data from a diverse array of Jumbo lenders, and in mere seconds, it evaluates this information against the unique aspects of your financial profile and precise requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • American Global Security San Diego
  • 1641 31st St, San Diego, CA, 92102
  • American Global Security has been the best security guard company in San Diego, California, for a long time now. Our security teams are all professionally trained and licensed, and they offer unmatched services to businesses, events, and private clients in San Diego who are looking for answers to their security problems.
  • Golden Century Financial Services
  • 2185 Glenkirk Drive, San Jose, CA, 95124
  • Golden Century Financial Services As a broker and owner of the Golden Century Financial, Sam Kahlil helps clients save 15 years or more on their mortgages – amounting to tens of thousands of dollars saved on interest! Sam is up-to-date on all financial training and continuing education courses required by the industry
  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • Excite Credit Union
  • 265 Curtner Ave, San Jose, CA, 95125
  • Excite is a relatable, jean-wearing, never-boring, highly-caffeinated credit union. We’re made up of smart, friendly people who feel it’s our responsibility to take care of the neighborhoods we live in. And we want to give everyone the chance to build a financially stronger future – because together is the only way to step up to better.
  • The Property Network, Inc.
  • 1342 Lincoln Avenue, San Jose, CA, 95125
  • The Property Network is a company made up with professionals who provide customers with a complete solution to purchasing, selling and refinancing a home. With a comprehensive approach to customer service, The Property Network makes the client transaction a positive and enjoyable experience.
  • Palazzo Real Estate
  • 943 Hummingbird Drive, San Jose, CA, 95125
  • Fernando is a licensed and full time professional Real Estate Broker. Fernando's commitment to professional service and results has made him an integral part of Silicon Valley's best Real Estate agents and developers. Fernando has a wealth of knowledge and skill within the industry.
  • Bay Area Loan
  • 1401 Saint Francis Drive, San Jose, CA, 95125
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Preferred Mortgage Loans
  • 1090 Lincoln Avenue, Suite 9, San Jose, CA, 95125
  • Preferred Mortgage Loans is a dynamic mortgage broker whose mission is to provide the community with the best loan programs available, making homeownership as affordable as possible. We accomplish this through consumer education, building long term relationships based on honesty, integrity and a dedication to excellent customer service.
  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.