Jumbo Loan Limits for Las-Lomas, Monterey County, CA in 2026

In Las-Lomas, within Monterey, CA, obtaining a jumbo loan that exceeds $854,450 requires a minimum of 10% down payment. Lendersa® provides access to a range of portfolio and Non-QM lenders capable of arranging Jumbo loans up to a $3,000,000 limit. Furthermore, high net worth individuals may acquire super jumbo loans up to $35,000,000.

The limits for conforming high balance loans are $854,450 for single-family homes, $1,093,850 for residences with two units, $1,322,200 for three-unit properties, and $1,643,200 for four-unit buildings.

Utilize our Jumbo mortgage rate calculator to check the latest jumbo mortgage rates and ascertain the downpayment, income, credit, reserves, and necessary documents for qualifying.

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Jumbo loan alternatives in Las-Lomas, CA

The objective of Lendersa® is to help you secure the most suitable jumbo loan customized to your financial circumstances. Start by selecting one of three paths to find the right lenders and programs.

The Lendersa® Jumbo mortgage calculator enables lender comparisons to determine the best Jumbo refinance rates today, or to find purchase loans ranging from $1,500,000 to $25,000,000.

Lendersa® swiftly analyzes data from thousands of Jumbo lenders, ensuring it’s aligned with your specific financial situation and needs for the best options.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Las-Lomas Jumbo Loan Lenders

  • Watsonville Hospital Federal Credit Union
  • 75 Nielson St, Watsonville, CA, 95076
  • Lends in California
  • Watsonville Hospital Federal Credit Union is a family-oriented credit union serving the financial needs of hospital employees, their family members and other selected organizations within our community since 1962. We deliver financial peace of mind to our members by developing long-term relationships.

  • Seabright Mortgage
  • 120 Aviation Way, Suite 6, Watsonville, CA, 95076
  • Lends in California
  • Seabright Mortgage has provided outstanding mortgage loan service and advice in the greater Santa Cruz area for over twenty years. Combining past experience with acute knowledge of today’s diverse mortgage market, we are able to provide the right mortgage options for our clients while focusing on creating a positive client experience.

  • Prime Home Loans
  • 734 E Lake Ave, Suite 6, Watsonville, CA, 95076
  • Lends in California
  • Sergio Angeles is the Owner/Broker at Prime Home Loans. Sergio has been in the real estate & lending business for over 17 years. Prime Home Loans is committed to listening to our customers, our employees and our business partners. Their needs and wants are always thoughtfully addressed so that solutions directly impact their desires.

  • Concept Mortgage
  • 821 East Lake Ave, Watsonville, CA, 95076
  • Lends in California
  • Concept Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • Watsonville Mortgage Company
  • 128 East Beach Street, Watsonville, CA, 95076
  • Lends in California
  • Lewis Associates is a private mortgage lender licensed by the California Department of Real Estate and the National Mortgage Licensing System. Founded in 1981 by Monte R. Lewis and Michael A. Lewis. Watsonville Mortgage is a private and conventional mortgage lender, servicing the Central Coast area for over 30 years.

  • Sterling Pacific Financial
  • 1205 Freedom Boulevard, Suite #2, Watsonville, CA, 95076
  • Lends in California
  • Sterling Pacific Financial is a leader in trust deed investing – a simple means for individuals and organizations to invest in real estate loans, earning high returns without proportionately high risk. Led by an investment team of experienced real estate and financial professionals.

  • Mortgage Results
  • 8070 Soquel Drive, Suite 1B, Aptos, CA, 95003
  • Lends in California
  • Mortgage Results Mortgage Results is a top independent mortgage brokerage firm based in Aptos, California.As the company’s principal and founder, I like to think our success is due to one simple idea: you matter. Your values. Your family. Your dreams for the future. Whether you are considering a new home.

  • Central Coast Home Loans, Inc.
  • 7901 San Miguel Canyon Road, Salinas, CA, 93907
  • Lends in California
  • For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.

  • Bay Federal Credit Union.
  • 3333 Clares St, Capitola, CA, 95010
  • Lends in California
  • Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1.5 billion in assets.

  • Financial Solutions Home Loans Inc
  • 830 Bay Ave, Suite G, Capitola, CA, 95010
  • Lends in California
  • Jeri Skipper is your premier mortgage loan officer located in Soquel, California. Jeri offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Soquel area. Whether you are first time home buyer, purchasing your dream home,