To qualify for a jumbo loan above $970,800, a minimum down payment of 10% is needed in Los-Gatos, situated in the county of Santa Clara, CA. The extensive database of Lendersa® comprises all portfolio lenders along with Non-QM lenders equipped to arrange jumbo loans that can go up to $3,000,000. Individuals with a high net worth can access super jumbo loans with possible limits reaching up to $35,000,000.
Regarding conforming high balance loans, the permissible limit for a single-family residence is $970,800. However, if the property is a two-unit structure, the limit extends to $1,243,050. In the case of a three-unit building, the threshold is $1,502,475. For properties consisting of four units, the balance reaches $1,867,275. These varied limits ensure there are suitable financial solutions for different residential setups.
Our Jumbo mortgage rate calculator is an essential tool for anyone interested in assessing current jumbo mortgage rates. This allows you to effectively calculate and determine the required down payment, income levels, credit standing, necessary reserves, and documentations needed to qualify successfully for such loans.
Examine and compare a range of loan offers sourced from 100 different lenders
With the goal of helping you identify the best possible jumbo loan tailored to your distinct financial circumstances and personal needs, Lendersa® offers a clear strategy. You can select one of three unique starting points. These options will guide you toward lenders that match perfectly with the criteria and jumbo loan programs that are most relevant to your situation.
Utilize Lendersa®'s Jumbo mortgage calculator for a comprehensive comparison of different lenders. Discover which ones offer the most favorable jumbo refinance rates in today’s market, or proceed to purchase a jumbo loan valued between $1,500,000 and $25,000,000. The process is simplified for your convenience, ensuring you get the best deal available.
Lendersa® processes an extensive array of loan program data gathered from thousands of Jumbo lenders. In mere seconds, this information is meticulously analyzed and matched against your unique financial profile and specific needs, delivering optimal results with efficiency and precision.
To find the exact distance between the jumbo lenders to your property, enter the property address or location here:
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