2023 Super Jumbo Loan Limits for Montecito, Santa Barbara County,California

In Montecito county, Santa Barbara, CA, a jumbo loan exceeding $805,000 necessitates a minimum down payment of 10%. Lendersa® provides an extensive list of lenders, including portfolio and Non-QM lenders, who can offer Jumbo loans up to $3,000,000. Additionally, high net worth individuals might obtain super jumbo loans up to $35,000,000.

For conforming high balance loans, the limits are: $805,000 for single-family homes, $1,030,550 for two-unit properties, $1,245,700 for three-unit buildings, and $1,548,100 for four-unit complexes.

Our Jumbo mortgage rate calculator enables you to check current rates and validate the necessary down payment, income, credit criteria, reserves, and documents required to qualify.

Review loan offers from 100 different lenders

Jumbo Loan Options in Montecito, CA

At Lendersa®, the goal is to secure the ideal jumbo loan tailored to your financial situation and needs. Choose from three starting points to connect with lenders offering suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is a tool for comparing lenders, allowing you to find and choose the top Jumbo refinance rates today, or to purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® efficiently compiles and analyzes loan program data from thousands of Jumbo lenders, swiftly comparing it against your specific financial profile and needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Semper Financial
  • 6067 Belle Avenue, Buena Park, CA, 90620
  • Lends in California
  • At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • American Sona Mortgage
  • 1500 North Harbor Boulevard, La Habra, CA, 90631
  • Lends in California
  • American Sona Mortgage specializes in no-Cost Loans for all Californians, including Fixed Rate, Adjustable or Home Equity 1st & 2nd Mortgages.We seek to identify & understand your Mortgage goals in order to professionally tailor a plan that best fits your lending need.Whether you need Cash Out, a Low Monthly Payment we are here to help you.

  • MacLons Capital Mortgage
  • 1001 West Whittier Boulevard, La Habra, CA, 90631
  • Lends in California
  • MacLons Capital Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • United Catholics Federal Credit Union
  • 160 E College Street, Covina, CA, 91723
  • Lends in California
  • United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.

  • Radiant Financial Inc.
  • 169 E College St, Covina, CA, 91723
  • Lends in California
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Action One Financial
  • 800 S. Barranca Blvd, Suite 210, Covina, CA, 91723
  • Lends in California
  • Action One Financial, headquartered in Covina, Ca., is a registered bank holding company dedicated to providing banking and wealth management services to businesses and consumers in its local markets. The Company offers financial products and services to meet the financial needs of its current customers, and potential customers.

  • New Century Realtors & Home Loans- Yesenia Ruvalcaba-Garcia, Realtor, Mortgage Lender, Covina
  • 254 E Rowland St, Covina, CA, 91723
  • Lends in California
  • Yesenia Ruvalcaba-Garcia, your Covina, CA Real Estate agent can help you find your perfect home. Learn about Covina, CA neighborhoods, Covina, CA suburbs, and the best places to live in Covina, CA. You will find a wealth of useful Real Estate information for home buyers and sellers on my website!

  • Futura Financial Inc.
  • 750 Terrado Place, Suite 114, Covina, CA, 91723
  • Lends in California
  • The Futura Financial Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Bluefields Real Estate Services Inc.
  • 324B East Rowland Street, Covina, CA, 91723
  • Lends in California
  • Bluefields Real Estate vision of success is to offer to you highly competitive products so you can benefit the most from them and at the same time that we are not outbid by other lenders We offer to Home Buyers and Home Owners real estate loans to purchase and refinance your property. The loan types we offer are: FHA, VA and Conventional Loans

  • Lopez Financial
  • 315 E San Bernardino Rd, Covina, CA, 91723
  • Lends in California
  • Lopez Financial In business founder of the George Lopez is the Mortgage Broker of company since 1993 broad range of residential and commercial loans. We specialize in first time buyers.Residential and Commercial Financing. Offering all types of loans from Conventional, FHA, and VA loans. Face to Face customer service.

  • Prominent 1 Financial Group Inc.
  • 576 South Barranca Avenue, Covina, CA, 91723
  • Lends in California
  • Prominent 1 Financial Group Inc specialize in all types of financing that will best fit your financing needs. Wholesale Mortgage & Real Estate Broker Owner. I am approved with several Wholesale Direct Lenders, specializing in FHA, VA, Conventional, Jumbo, HUD, USDA and Down Payment Assistance Programs up to 104% Financing.

  • Royal Homes and Loans
  • 658 Shoppers Lane, Covina, CA, 91723
  • Lends in California
  • Royal Homes and Loans is located on Shoppers Lane in Covina CA specializing in buying and selling real estate, home loans, property management and credit correction. We serve Covina, West Covina, Glendora and the Los Angeles County, Riverside County & San Bernardino County, with professional real estate services.