Jumbo Loan and Super jumbo Limits for Montecito, Santa Barbara County, California

In Montecito county, Santa Barbara, CA, a jumbo loan exceeding $805,000 necessitates a minimum down payment of 10%. Lendersa® provides an extensive list of lenders, including portfolio and Non-QM lenders, who can offer Jumbo loans up to $3,000,000. Additionally, high net worth individuals might obtain super jumbo loans up to $35,000,000.

For conforming high balance loans, the limits are: $805,000 for single-family homes, $1,030,550 for two-unit properties, $1,245,700 for three-unit buildings, and $1,548,100 for four-unit complexes.

Our Jumbo mortgage rate calculator enables you to check current rates and validate the necessary down payment, income, credit criteria, reserves, and documents required to qualify.

Review loan offers from 100 different lenders

Jumbo Loan Options in Montecito, CA

At Lendersa®, the goal is to secure the ideal jumbo loan tailored to your financial situation and needs. Choose from three starting points to connect with lenders offering suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is a tool for comparing lenders, allowing you to find and choose the top Jumbo refinance rates today, or to purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® efficiently compiles and analyzes loan program data from thousands of Jumbo lenders, swiftly comparing it against your specific financial profile and needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Copperpoint Mortgage LLC
  • 7359 East Tanque Verde, Suite D, Tucson, AZ, 85715
  • Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Siskiyou Credit Union
  • 1420 Fairlane Road, Yreka, CA, 96097
  • Siskiyou Central Credit Union was founded in 1962 when two visionaries, Betty Pitman & Ken Bley, wanted to offer county employees a safe and affordable place to keep their hard earned pay. When the Credit Union finally got its charter to serve only county employees, Betty would be open for business on Tuesdays and Thursdays during her lunch break.
  • Cash In A Snap - Payday Loans Online
  • 3119 Old Military Rd, Suite 100, Central Point, OR, 97502
  • Based in Central Point, Oregon, at Cash in a Snap, we have been helping people cover any unexpected expense by providing instant cash advance, online. We have made obtaining a payday loan a quick and easy experience by connecting you with our large network of reputable lenders who compete to offer you the best possible loan.
  • Price Mortgage LLC
  • 3110 State Street, Medford, OR, 97503
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.
  • Simplify Home Loans, LLC
  • 1261 South 820 East, Suite 200, American Fork, UT, 84003
  • Simplify Home Loans LLC is made up of a team of professionals who are dedicated to one vision: making the home loan process easy and convenient for everyone who is taking such an important step in their lives. Loans and refinancing can be complicated, and we are here to take the stress out of those processes for you.
  • City Creek Mortgage
  • 11910 South State St, Suite 100, Draper, UT, 84020
  • The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
  • Do Hard Money
  • 8846 South Redwood Road, #C212, West Jordan, UT, 84088
  • "DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances. We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
  • Monument Mortgage Group of America
  • 9730 South 700 East, Suite 111, Sandy, UT, 84070
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Independent Home Loans, LLC
  • 9557 S. 700 E, Suite 200, Sandy, UT, 84070
  • We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.
  • Momentum Loans
  • 9490 S 300 W, Suite 100, Sandy, UT, 84070
  • Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.
  • RANLife
  • 9272 South 700 East, Sandy, UT, 84070
  • RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.