2023 Super Jumbo Loan Limits for Santa-Barbara, Santa Barbara County,California

In Santa-Barbara county, within Santa Barbara, CA, jumbo loans surpassing $783,150 necessitate at least a 10% down payment. The Lendersa® catalogue contains an extensive roster of portfolio and Non-QM lenders who can facilitate Jumbo loans up to a cap of $3,000,000. Those with substantial net worth might access super jumbo loans up to $35,000,000.

The conforming high balance loan limits are set at $783,150 for single-family homes. Meanwhile, two-unit residences bear a limit of $1,002,600, three-unit structures have $1,211,900, and four-unit buildings reach $1,506,100.

Our Jumbo mortgage rate calculator is a handy tool for checking the latest jumbo mortgage rates. It also assists in identifying the required down payment, income, credit profile, reserves, and documentation needed for eligibility.

Examine loan offers from 100 different lenders

Diverse Jumbo loan alternatives in Santa-Barbara, CA

The goal of Lendersa® is to guide you to the best jumbo loan available, molded to your unique financial circumstances and priorities. Choose one of the three paths to align with matching lenders and applicable jumbo loan schemes.

Through Lendersa®'s Jumbo mortgage calculator, you can evaluate various lenders to discover which offers the best Jumbo refinance rates today or facilitates buying a Jumbo loan between $1,500,000 and $25,000,000.

Lendersa® draws data from an expansive array of Jumbo lenders, rapidly cross-referencing to match your distinct financial profile and loan needs efficiently.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Acquire Mortgage and Real Estate Inc.
  • 1405 Garden Street, San Luis Obispo, CA, 93401
  • Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product
  • Arrona Financial Real Estate Lending
  • 599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
  • Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
  • Safe 1 Credit Union
  • 8200 Granite Falls Drive, Bakersfield, CA, 93312
  • In 1952, a small group of dedicated and concerned state employees from Union #35 met for the purpose of forming a financial cooperative for co-workers and their families. From these very humble beginnings, Safe 1 Credit Union was founded and formed. The first Safe 1 ""office"" was actually a room located in the home of our first manager.
  • Local Lenders Group
  • locallend!51424, Bakersfield, CA, 93312
  • Local Lenders Group is a California Mortgage Company offering the most competitive mortgage interest rates, and fees. We specialize in the following loan products : FHA, VA, Conventional, Jumbo's, Private Money and Refinances. Customer service is very important to us. As we continue to improve and expand our services,
  • Borda Mortgage Advisors
  • 1006 Calloway, Suite B, Bakersfield, CA, 93312
  • We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today! We serve all of California, our office is located in the central valley of California. We thrive on the success and satisfaction of our clients.
  • 1st Choice Lending
  • 11412 Jimrik Avenue, Bakersfield, CA, 93312
  • 1st Choice Lending or 1st Choice Real Estate in Bakersfield, CA. We are committed to your satisfaction. Specializing in Reverse Mortgages for age 62+ and VA Loans and Investor Fix and Flip up to 90% Purchase Price plus 100% of Renovation Cost. Standard FHA and Convention Purchase, Refinance and Cash out.
  • Team Windes
  • 4801 Calloway Drive Suite 103, Bakersfield, CA, 93312
  • Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .