Find 2023 Jumbo and Super Jumbo Loan Limits for Orcutt, CA

For jumbo loans exceeding $805,000, a down payment of at least 10% is required in Orcutt, located in Santa Barbara, CA. The Lendersa® database features portfolio and Non-QM lenders who can arrange jumbo loans with a maximum of $3,000,000. Individuals with substantial wealth may qualify for super jumbo loans up to $35,000,000.

The conforming high balance limits for loans are: $805,000 for a single-family home, $1,030,550 for two-units, $1,245,700 for three-units, and $1,548,100 for four-units.

Our Jumbo mortgage rate calculator can help you review current jumbo rates and calculate the necessary down payment, income threshold, credit scores, reserves, and documents required for qualification.

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Options for Jumbo Loans in Orcutt, CA

The aim of Lendersa® is to help you secure the most suitable jumbo loan according to your financial situation and requirements. Start with one of three options that lead to appropriate lenders and jumbo loan programs.

Lendersa®'s Jumbo mortgage calculator lets you compare lenders to discover who offers the best Jumbo refinance rates or purchase options between $1,500,000 and $25,000,000 today.

Lendersa® gathers loan program data from thousands of Jumbo lenders, swiftly comparing it with your unique financial circumstances and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Orcutt Jumbo Loan Lenders

  • Community Bank of Santa Maria
  • 2739 Santa Maria Way, Santa Maria, CA, 93455
  • Lends in California
  • Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.

  • Real Estate Unlimited
  • 3210 Santa Maria Way, Suite 170, Santa Maria, CA, 93455
  • Lends in California
  • Alonso Curiel As an agent who's an expert in this local area, He bring a wealth of knowledge & expertise about buying & selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Alonso eager is to serve you. Here are some of the things he can do for you: Find Your Next Home, Sell a Home.

  • J7 Mortgage
  • 340 E Clark Ave, Orcutt, CA, 93455
  • Lends in California
  • J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.

  • Bardi & Associates Real Estate
  • 400 East Clark Avenue, Suite D, Orcutt, CA, 93455
  • Lends in California
  • Bardi & Associates Real Estate is not an ordinary Brokerage. It is a Real Estate Boutique Certified in Luxury Home Sales, as well as residential, investment, commercial and business opportunities. Jolyn and Blake have created a brand that is top notch in professionalism. Bardi & Associates Real Estate handles each client.

  • Pinnacle Lending
  • 946 Diamond Dr, Santa Maria, CA, 93455
  • Lends in California
  • Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.

  • CoastHills Credit Union
  • PO Box 8000, Santa Maria, CA, 93456
  • Lends in California
  • CoastHills currently serves more than 70, 000 members in Northern Santa Barbara County and San Luis Obispo County with 11 branches and a full-service local call center. With assets of more than $1.3 billion, CoastHills is the second largest independently owned financial institution on the Central Coast.

  • Joey Machado, REALTOR®
  • 722 E Main St, Suite 105, Santa Maria, CA, 93454
  • Lends in California
  • We had heard the rumors that the Las Vegas market had fallen flat on its face, like the “bubble Burst” as they used to say in the real estate and mortgage business, just a month earlier. How would that affect me I wondered, but I was soon going to find out. Nobody wanted to buy homes anymore for a few weeks it seemed like homes in escrow.

  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • Lends in California
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.

  • Novel Home Loans
  • 722 East Main Street, Suite 105, Santa Maria, CA, 93454
  • Lends in California
  • The Novel Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in Santa Barbara and San Luis Obispo counties. Our outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution.

  • Greater Mortgage Solutions
  • 124 W. Main St, Suite A, Santa Maria, CA, 93454
  • Lends in California
  • We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call