2026 Super Jumbo Loan Limits for Altoona, Polk County, Iowa
In Altoona county of Polk, IA, obtaining a jumbo loan beyond the $726,200 threshold requires at least a 10% down payment. Lendersa® lists an array of portfolio and Non-QM lenders who can arrange jumbo loans up to a limit of $3,000,000. For those with substantial assets, super jumbo loans are available, potentially reaching $35,000,000.
The conforming high balance loan limits are set as follows: $726,200 for a single-family home, $929,850 for two-unit residences, $1,123,900 for properties with three units, and $1,396,800 for those with four.
Make use of our Jumbo mortgage rate calculator to see current rates and determine the necessary downpayment, required income, credit, reserves, and other qualifying documentation.
Lendersa® is dedicated to finding you the most suitable jumbo loan by assessing your unique financial needs and situation. You can begin by choosing one of three pathways that connect you with matching lenders offering jumbo loan programs.
With the Lendersa® Jumbo mortgage calculator, compare various lenders to find out who currently offers the top jumbo refinance rates or allows the purchase of jumbo loans ranging from $1,500,000 to $25,000,000.
By swiftly gathering data from a multitude of Jumbo lenders, Lendersa® compares it instantly against your individual financial profile to meet your needs.
At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.
At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge
Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.
Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.
We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
