Jumbo Loan Limits for Des-Moines, Polk County, IA in 2026
In Des-Moines county, a part of Polk, IA, any jumbo loan exceeding $647,200 requires a minimum down payment of 10%. The Lendersa® list encompasses both portfolio and Non-QM lenders, adept at arranging Jumbo loans capped at $3,000,000. For those with significant net worth, super jumbo loans can be secured up to $35,000,000.
The conforming high balance loan limit stands at $647,200 for a single-family dwelling, while 2-units are capped at $828,700. The limit for 3-unit and 4-unit properties is $1,001,650 and $1,244,850, respectively.
To calculate current jumbo mortgage rates and understand the requirements for downpayment, income levels, credit score, reserves, and documentation, employ our Jumbo mortgage rate calculator.
Lendersa® aims to help you secure the ideal jumbo loan, customized to your financial situation and aspirations. Choose from three starting points to match with suitable lenders and appropriate jumbo loan programs.
The Lendersa® Jumbo mortgage calculator is a valuable tool for comparing lenders, aiming to locate the best Jumbo refinance rates available today or aiding in the purchase of loans ranging from $1,500,000 to $25,000,000.
Lendersa® uses robust data from numerous Jumbo lenders, swiftly adapting it to your unique financial profile for the perfect match.
Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.
Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.
We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families
Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
Lends in Iowa
Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.
