Independence, IA Jumbo Loans | 2026 Limit and Lenders

In Independence, Buchanan county, IA, any Jumbo loan exceeding $726,200 demands at least a 10% down payment. Lendersa® includes a list of portfolio and Non-QM lenders who can facilitate Jumbo loans up to $3,000,000. High net worth individuals may also qualify for super jumbo loans up to $35,000,000.

The loan limits are set at $726,200 for single-family homes, $929,850 for two-unit residences, $1,123,900 for three-unit homes, and $1,396,800 for those with four units.

Use our Jumbo mortgage rate calculator to check current rates and determine the necessary down payment, as well as income, credit, reserves, and documentation required.

Jumbo Loan Options in Independence, IA

Lendersa® aims to help you find the best jumbo loan for your specific financial needs. Choose from three starting points to connect with matching lenders and loan programs.

The Lendersa® Jumbo mortgage calculator allows you to compare lenders to determine current best Jumbo refinance rates, or to secure loans from $1,500,000 to $25,000,000.

Lendersa® efficiently collects loan program data from numerous Jumbo lenders, comparing it swiftly with your financial profile and needs.

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Independence Jumbo Loan Lenders
(319) 283-4000 Lender's profile and map Community Bank of Oelwein 150 1st St SE, Oelwein, IA, 50662 Lends in Iowa At Community Bank you are treated like a friend. Our success is measured by the relationships we build with our customers providing competitive banking products, the latest technology, and individualized hands-on service.We consider it a privilege to do business with our customers.
(319) 342-2850 Lender's profile and map Cedar Valley Bank & Trust 321 Main Street, La Porte City, IA, 50651 Lends in Iowa Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
(319) 279-3321 Lender's profile and map Readlyn Savings Bank 141 Main Street, Readlyn, IA, 50668 Lends in Iowa We are proud to be a small town community bank. We are a bank where customers are known by name and where our banking professionals take great pride in helping you with your financial decisions. Decisions are made locally here at RSB, so you can talk directly to the decision-makers.
(800) 235-3228 Lender's profile and map Veridian Credit Union 1827 Ansborough Ave, Waterloo, IA, 50701 Lends in Iowa Veridian Credit Union, founded in 1934 in Waterloo, Iowa, is a not-for-profit financial cooperative owned by its members. The credit union offers a full range of consumer financial services and employs more than 900 people throughout 29 branches.Today's Veridian Credit Union is a modern.
(563) 927-4475 Lender's profile and map Farmers and Merchants Saving Bank 101 E Main St, Manchester, IA, 52057 Lends in Iowa F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.
(319) 984-5635 Lender's profile and map Denver Savings Bank 121 South State Street, Denver, IA, 50622 Lends in Iowa Denver Savings Bank remained a family-owned bank until 1999 when Paul and Robert Buenneke sold the bank to PSB Corporation, a bank holding company that also owns Peoples Savings Bank of Wellsburg. Dennis R. Brandt became the new bank president his experienced rapid growth, shooting from assets of twenty-eight million at the time of the sale
(319) 851-2241 Lender's profile and map Palo Savings Bank 2801 Hollenbeck Rd, Palo, IA, 52324 Lends in Iowa Palo Savings Bank, in Palo, IA, is the area's leading bank serving Cedar Rapids, Palo, Marion, Hiawatha, Shellsburg, Vinton & surrounding areas since 1908. We offer checking and savings accounts, IRAs, loans, bill pay, online banking, mobile banking, e-statements, remote deposits & much more. For more information, contact Palo Savings Bank in Palo.
(563) 928-6425 Lender's profile and map Community Savings Bank 101 E Union, Edgewood, IA, 52042 Lends in Iowa Community Savings Bank is a FDIC state chartered community bank, established in 1910. We are a locally owned and operated bank chartered in Edgewood, Iowa with over 500 million in assets. Currently, Community Savings Bank has 10 convenient locations throughout Clayton, Delaware, Dubuque, and Linn counties.
(319) 362-3171 Lender's profile and map First Federal Credit Union 1035 N Center Point Rd, Hiawatha, IA, 52233 Lends in Iowa First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
Also lends in Iowa
(800) 433-0285 Lender's profile and map BankIowa PO Box 229, Independence, IL, 50644 At BankIowa, community banking is a commitment and a responsibility. We will deliver the highest quality banking experience for our customers while fulfilling their financial needs with a broad array of products and services. Employees, contributing to our customer's and the Bank's success, are our most important asset