2023 Super Jumbo Loan Limits for Waterloo, Black Hawk County,Iowa

In the county of Black Hawk, situated within IA, acquiring a jumbo loan exceeding the limit of $726,200 comes with the requirement of a minimum down payment of 10% in Waterloo. The extensive list provided by Lendersa® includes both portfolio lenders and Non-QM lenders capable of arranging jumbo loans capped at $3,000,000. Additionally, individuals possessing substantial net worth may qualify for super jumbo loans which can extend up to a remarkable $35,000,000, catering to extensive financial needs.

The conforming high balance loan limits vary according to the property type: for a single-family residence, it's $726,200. For properties classified as 2-units, the limit rises to $929,850. For those with three units, the limit increases to $1,123,900. For structures with four units, the threshold is set at $1,396,800, providing flexibility and accommodation for various residential configurations.

Our Jumbo mortgage rate calculator is an essential tool for viewing current jumbo mortgage rates and computing the needed down payment, income requirements, credit thresholds, reserves, and the variety of documents necessary for qualifying for a loan.

Examine and compare loan offers sourced from a diverse range of 100 different lenders, enabling you to make well-informed financial decisions for your future.

Exploring Brighter Jumbo Loan Opportunities in Waterloo, IA

At Lendersa®, our primary objective is to ensure you find the most suitable jumbo loan tailored specifically to your unique financial situation and objectives. Begin by choosing from one of three different starting pathways, each designed to match you with the right lenders and effective jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is invaluable for comparing lenders to determine who offers the best current Jumbo refinance rates or assists in the purchase of loans ranging from $1,500,000 to the higher end of $25,000,000.

Lendersa® utilizes comprehensive data from a vast array of Jumbo lenders to align these with your unique financial profile swiftly, ensuring you receive the best available lending options suited to your specific needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Liberty National Bank IA
  • 4425 Singing Hills Blvd., Sioux City, IA, 51106
  • Lends in Iowa
  • In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.

  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197
  • Lends in Iowa
  • For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.

    When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.

  • Frontier Bank
  • 301 1st Ave, Rock Rapids, IA, 51246
  • Lends in Iowa
  • Frontier Bank is a locally owned, community-minded independent bank. We've been dedicated to serving individuals and businesses with the highest degree of care, confidentiality and convenience since starting in Rock Rapids, Iowa in 1932. At Frontier Bank we always treat you like a BIG DEAL.

  • Pioneer Bank
  • 202 1st Street, Sergeant Bluff, IA, 51054
  • Lends in Iowa
  • At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Iowa
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • U.P. Connection Federal Credit Union
  • 6707 Grover Street, Omaha, NE, 68106
  • Lends in Iowa
  • U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned

  • Sioux Valley Community Credit Union
  • 1120 6th Street, Sioux City, IA, 51101
  • Lends in Iowa
  • Sioux Valley Community Credit Union has been open since 1952. The credit union has assets totaling $31 Million and provides banking services to more than 3,000 members. Sioux Valley does not support or recommend using Zelle pay or any other cash transfer app to purchase anything.

  • Siouxland Economic Development Corp.
  • 617 Pierce St, Suite 202, Sioux City, IA, 51101
  • Lends in Iowa
  • The Siouxland Economic Development Corporation (SEDC) was incorporated in 1979 by a group of Siouxlanders in an attempt to help stimulate the tri-state region’s economy which was slumping in the face of manufacturing dislocations, particularly the Zenith plant closing in Sioux City.

  • Security National Bank
  • 601 Pierce Street, Sioux City, IA, 51101
  • Lends in Iowa
  • Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.

  • Telco Triad Community Credit Union
  • 1420 Tri View Ave, Sioux City, IA, 51103
  • Lends in Iowa
  • Telco Triad Community Credit Union has been serving the financial needs of its members since it was established as Sioux City District Telco Credit Union in 1945 by the employees of the Northwestern Bell Telephone Company. In the late 1970's, Sioux City District began to expand by merging credit unions

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Lends in Iowa
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,

  • Connexus Credit Union
  • 1 Corporate Drive, Suite 700, Wausau, WI, 54401
  • Lends in Iowa
  • Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service