In Emmett, an area within Gem, ID, any jumbo loan exceeding $726,200 requires a minimum 10% down payment. The Lendersa® list features a comprehensive array of portfolio and Non-QM lenders adept at arranging jumbo loans up to $3,000,000. Those with high net worth have access to super jumbo loans reaching a maximum of $35,000,000.
For conforming high balance loans, here are the set limits: $726,200 applies to single-family homes; $929,850 applies to residences with two units; three-unit homes have a limit of $1,123,900; and four-unit properties can qualify up to $1,396,800.
Make use of our Jumbo mortgage rate calculator to check your current jumbo mortgage options, helping you determine the needed downpayment, assess income requirements, verify credit, manage reserves, and gather the necessary documents for qualification.
Explore and compare loan offers from 100 lenders
The aim of Lendersa® is to connect you with the most appropriate jumbo loan tailored to your specific financial condition and requirements. You can choose from three initial pathways that assist in identifying the most suitable lenders and their respective jumbo loan programs.
Employ the Lendersa® Jumbo mortgage calculator to determine which lenders offer the best current jumbo refinance rates or the most suitable acquisition of a jumbo loan from $1,500,000 to $25,000,000.
Lendersa® efficiently gathers a wide range of loan program data from a multitude of jumbo lenders, rapidly comparing it against your unique financial profile, ensuring recommendations that align with your needs.
To find the exact distance between the jumbo lenders to your property, enter the property address or location here:
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NMLS 1795154
