Jumbo Loan Limits for Payette, Payette County, ID in 2026

In Payette county, Payette, within ID, any jumbo loan exceeding $726,200 requires a minimum of a 10% down payment. Lendersa® provides a full list of portfolio lenders and Non-QM lenders capable of organizing jumbo loans up to $3,000,000. Those with considerable wealth might secure super jumbo loans up to $35,000,000.

The conforming high balance loan limits are set at: $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for four-unit dwellings.

Our Jumbo mortgage rate calculator helps you view current jumbo rates and determine necessary down payments, income, credit, reserves, and documentation for loan qualification.

Browse loan offers from 100 lenders

Exploring Jumbo Loan Options in Payette, ID

The mission of Lendersa® is to assist you in finding the best jumbo loan according to your specific financial circumstances and requirements. Choose among three initial paths to identify matching lenders and their jumbo loan offerings.

The calculator allows you to compare lenders to find the most favorable Jumbo refinance rate or aid in purchasing a Jumbo loan ranging between $1,500,000 to $25,000,000.

Lendersa® aggregates and evaluates data from extensive jumbo lender programs, matching it to your financial profile rapidly and efficiently.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Payette Jumbo Loan Lenders

  • Source Mortgage Inc
  • 531 South Fitness Plaza, Eagle, ID, 83616
  • Lends in Idaho
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.

  • Hunter Creek Mortgage, Inc
  • 1243 E Iron Eagle Dr, Suite 130, Eagle, ID, 83616
  • Lends in Idaho
  • "Hunter Creek Mortgage, Inc. was established with a simple vision: to create extraordinary mortgage solutions for Idaho homeowners.

    That vision continues to be a driving force for us today. We believe that every client is an individual and that there is no “one size fits all” solution.

  • Fulcrum Home Loans
  • 971 E Winding Creek Drive, Eagle, ID, 83616
  • Lends in Idaho
  • At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience! We do this by providing no non-sense financial advice, top notch customer service, speedy pre-approvals and rate quotes, as well as competitive rates and terms.

  • Covenant Reverse Mortgage, LLC
  • 15420 Frost Rd., Caldwell, ID, 83607
  • Lends in Idaho
  • Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.

  • Hopkins Financial
  • 910 E. Carol St., Meridian, ID, 83646
  • Lends in Idaho
  • HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)

  • Blossom Heights Realty
  • 1116 10th St S, Nampa, ID, 83651
  • Lends in Idaho
  • Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve.

    Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi

  • Ideal Lending LLC
  • 4213 W Chinden Blvd., Garden City, ID, 83714
  • Lends in Idaho
  • Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.

  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • Lends in Idaho
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.

  • CapEd Credit Union
  • PO Box 570, Meridian, ID, 83680
  • Lends in Idaho
  • We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education. With 10 locations and dozens of ATMs in Southern Idaho, we are here to help you

  • Rainmaker Lending Capital
  • 5987 W State St, Unit A, Boise, ID, 83703
  • Lends in Idaho
  • Rainmaker Lending Capital will help you determine which financial product is the proper solution for your company's long term financial success. Once you have come to a decision to factor, your (RLC) Consultant will package the transaction in accordance with the lender's requirements.