Find 2026 Jumbo and Super Jumbo Lenders in Monticello, KY

In Monticello County of Wayne, KY, any jumbo loan exceeding $726,200 will require at least a 10% down payment. Lendersa® offers an extensive list featuring both portfolio and Non-QM lenders, capable of arranging jumbo loans with limits reaching up to $3,000,000. Those with substantial net worth could also acquire super jumbo loans topping out at $35,000,000.

The limits for conforming high balance loans are set at $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit structures.

Utilize our Jumbo mortgage rate calculator to explore the current jumbo mortgage rates and evaluate the required down payment, income, credit, reserves, and necessary documents for eligibility.

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Diverse Jumbo Loan Options for Monticello, KY

At Lendersa®, our objective is to secure the most suitable jumbo loan that caters to your financial profile and needs. Choose from one of three initial options to connect with matching lenders and explore jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is a valuable tool to compare various lenders and discover the best jumbo refinance rate available today or to secure a jumbo loan between $1,500,000 and $25,000,000.

Accessing a vast pool of loan data from thousands of jumbo lenders, Lendersa® efficiently matches these offerings with your unique financial profile to provide tailored loan solutions promptly.

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Monticello Jumbo Loan Lenders

  • Monticello Banking Company
  • 50 N Main St, Monticello, KY, 42633
  • Lends in Kentucky
  • When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.

  • Bank of Jamestown
  • 400 Monument Square, Jamestown, KY, 42629
  • Lends in Kentucky
  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned

  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Lends in Kentucky
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community

  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Lends in Kentucky
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.

    Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.

  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Lends in Kentucky
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.

  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Lends in Kentucky
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.

  • Citizens Bank of Cumberland County, Inc.
  • 209 Keen Street, Burkesville, KY, 42717
  • Lends in Kentucky
  • Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.

  • United Citizens Bank of Southern Kentucky
  • 700 Jamestown Street, Columbia, KY, 42728
  • Lends in Kentucky
  • United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing

  • Bank of Columbia
  • 144 Public Square, Columbia, KY, 42728
  • Lends in Kentucky
  • Bank of Columbia has been serving the community of Adair County since 1866. Our commitment has not changed since the beginning–We want to see our businesses grow and our citizens thrive. We care about the success of our families, farms, local businesses and growing industries because your success is our success.

Also lends in Kentucky

  • People’s Bank and Trust Company of Pickett County
  • 19 Courthouse Square, Byrdstown, TN, 38549
  • People's Bank and Trust Company of Pickett County was established in November 1978 and since that time has grown to over $200 million in total assets. In March 2006 our holding company, Upper Cumberland Bancshares, Inc, opened a sister bank in Albany, Kentucky. On July 15, 2021, we combined the two banks to give our customers the convenience of two