2023 Super Jumbo Loan Limits for Somerset, Pulaski County,Kentucky

In Somerset, located in the county of Pulaski, KY, obtaining a jumbo loan that exceeds $726,200 requires a minimum down payment of 10%. Lendersa® includes a comprehensive list of both portfolio and Non-QM lenders who can facilitate Jumbo loans with limits up to $3,000,000. Additionally, wealthier individuals can acquire super jumbo loans reaching up to $35,000,000.

For conforming high balance loans, the ceilings are set at $726,200 for a single-family home, $929,850 for two-unit dwellings, $1,123,900 for three-unit properties, and $1,396,800 for four-unit complexes.

Use our Jumbo mortgage rate calculator to see current jumbo mortgage rates and determine the needed downpayment, income levels, credit, reserves, and necessary documentation for qualification.

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Explore Your Jumbo Loan Options in Somerset, KY

Lendersa® is committed to finding the most suitable jumbo loan tailored to your financial situation and needs. Begin by selecting one of three starting points that will connect you with compatible lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator allows you to compare lenders to understand who offers the best Jumbo refinance rates available today or to facilitate securing a Jumbo loan from $1,500,000 to $25,000,000.

Lendersa® efficiently gathers and processes extensive loan program data from thousands of Jumbo lenders, swiftly aligning it with your unique financial profile to effectively meet your specific requirements.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper. Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
  • The Casey County Bank, Inc.
  • 176 Wallace Wilkinson Boulevard, Liberty, KY, 42539
  • The Casey County Bank Inc, was granted a charter by the Kentucky Department of Banking December 19, 1939 and opened for business December 20, 1939, the bank was capitalized at $50,000.00 with a surplus of $10,000.00. The bank grew from the first day of business as it was the only bank in Liberty, the county seat.
  • PBK BANK, INC.
  • 120 Frontier Boulevard, Stanford, KY, 40484
  • PBK has been in business for over 100 years. We opened our first office in Hustonville, Kentucky in 1906 and have been growing and expanding ever since. We have a vast array of banking services including checking and savings accounts, certificates of deposit, IRA’s, Christmas and Vacation club accounts, health savings accounts.
  • Monticello Banking Company
  • 50 N Main St, Monticello, KY, 42633
  • When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
  • Fahe
  • 319 Oak Street, Berea, KY, 40403
  • Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,
  • Bank of Jamestown
  • 400 Monument Square, Jamestown, KY, 42629
  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned