Jumbo Loan Limits for Ludington, Mason County, MI in 2026

In Ludington county of Mason, MI, securing a jumbo loan above $726,200 demands at least a 10% down payment. Lendersa® offers a directory of portfolio and Non-QM lenders capable of arranging jumbo loans capped at $3,000,000. Individuals with high net worth might access super jumbo loans up to $35,000,000.

The limits for conforming high balance loans are: $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our Jumbo mortgage rate calculator to view current rates and identify the down payment, income, credit, reserves, and documents needed to qualify.

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Jumbo Loan Choices in Ludington, MI

Lendersa® aims to find you the ideal jumbo loan tailored to your financial situation. Choose one of three pathways that guide you to matching lenders and loan programs.

The Lendersa® Jumbo mortgage calculator helps compare lenders to find today's best Jumbo refinance rate or to purchase a Jumbo loan from $1,500,000 to $25,000,000.

Lendersa® gathers data from thousands of Jumbo lenders and rapidly compares it to your unique financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Ludington Jumbo Loan Lenders

  • West Shore Bank
  • 201 W Loomis St, Ludington, MI, 49431
  • Lends in Michigan
  • For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.

  • Safe Harbor Credit Union
  • 1200 E Tinkham Ave, Ludington, MI, 49431
  • Lends in Michigan
  • Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.

  • Filer Credit Union
  • 1117 28th Street, Manistee, MI, 49660
  • Lends in Michigan
  • Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough

  • Shelby State Bank
  • 242 N. Michigan Avenue, Shelby, MI, 49455
  • Lends in Michigan
  • At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.

  • Lake-Osceola State Bank
  • 790 N Michigan Ave., Baldwin, MI, 49304
  • Lends in Michigan
  • Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.

  • HarborLight Credit Union
  • 2151 Cogswell Drive, Whitehall, MI, 49461
  • Lends in Michigan
  • HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.

  • Gerber Federal Credit Union
  • 508 W State St, Fremont, MI, 49412
  • Lends in Michigan
  • Gerber Federal Credit Union was founded here in Michigan, and we’re focused on growing here. Our promise is to provide high quality services to satisfy member financial needs through competitive products and services and friendly, well-trained, caring employees applying the latest technology.

  • Wexford Community Credit Union
  • 1021 North Mitchell Street, Cadillac, MI, 49601
  • Lends in Michigan
  • Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.

  • Genisys Mortgage Professionals
  • 116 E. Nelson St., Cadillac, MI, 49601
  • Lends in Michigan
  • Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.

  • Frankfort Community Federal Credit Union
  • 921 Forest Avenue, Frankfort, MI, 49635
  • Lends in Michigan
  • Frankfort Community Federal Credit Union (FCFCU) was founded in 1959 based on the guiding philosophy of credit unions everywhere: “People Helping People.” Over the years, we have grown from our small beginnings to an integral and respected part of the financial community in Benzie County.