Jumbo Loan Limits for Waseca, Waseca County, MN in 2026

A jumbo loan beyond $726,200 in Waseca, Waseca, MN, requires at least a 10% down payment. Lendersa® lists both portfolio and Non-QM lenders who can allow Jumbo loans up to $3,000,000, while affluent individuals might obtain super jumbo loans up to $35,000,000.

The maximum loan for a single-family home is $726,200. For 2-unit homes, it's $929,850; for 3-units, it's $1,123,900; and for 4-units, $1,396,800 applies.

Use our Jumbo mortgage calculator to assess current rates, determine your down payment, and see income, credit, reserves, and documents needed to qualify.

Explore loan offers from 100 lenders

Jumbo Loan Options in Waseca, MN

Lendersa® strives to help you secure the best jumbo loan, tailored to your individual financial criteria. Choose from three initial pathways to find compatible lenders and loan programs.

Our Jumbo mortgage calculator helps compare lenders to discover the best refinance rate or purchase option, for loans ranging $1,500,000 to $25,000,000.

Lendersa® swiftly assembles loan program data from numerous lenders, aligning them with your financial profile precisely.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Waseca Jumbo Loan Lenders

  • The First National Bank of Waseca
  • 101 North State Street, Waseca, MN, 56093
  • Lends in Minnesota
  • First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.

  • Janesville State Bank
  • 201 N Main Street, Janesville, MN, 56048
  • Lends in Minnesota
  • Our goal is simple. We aspire to build a better Janesville by serving the financial needs of our customers & creating lasting relationships within our community.Janesville State Bank is a locally owned and operated financial institution serving Janesville and the surrounding communities. We are a five-star, full-service bank committed to providing.

  • Elysian Bank
  • 121 E Main St, Elysian, MN, 56028
  • Lends in Minnesota
  • At Elysian Bank we know you by name and provide fast, friendly service. We are a full service Minnesota bank providing the best in small town friendly atmosphere with professional banking services. When you bank with us, you’re doing business with people you know and trust. nd because we’re a local, independent bank, we’re able to respond quickly.

  • Moose's Money
  • 202 N Cedar Ave Suite 1, Owatonna, MN, 55060
  • Lends in Minnesota
  • Moose's Money is a private lender for business-purpose, non-owner-occupied investment real estate. We fund fix and flip, DSCR, bridge, BRRRR, new construction, and small multifamily nationwide, first lien only, entity borrowers. Loans from $50K to $3M. We fund most deals directly and place out-of-box deals through our lender network. Real equity and cash reserves required. Fast quotes and closings, every fee in writing upfront. No runaround.

  • Community Bank Owatonna
  • 640 Bridge Street, Owatonna, MN, 55060
  • Lends in Minnesota
  • Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals.

    Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.

  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060
  • Lends in Minnesota
  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.

  • Reliance Bank
  • 2300 30th Street Northwest, Faribault, MN, 55021
  • Lends in Minnesota
  • On August 13, 2007 Reliance Bank opened its doors to the community of Faribault as a State Chartered, FDIC insured, full-service bank. Staffed with nine experienced bank employees, Reliance set off on a mission to become the best community bank. After its first full year of operation, Reliance Bank was given the coveted Faribault Area

  • First State Bank of Le Center
  • 88 North Park Avenue, Le Center, MN, 56057
  • Lends in Minnesota
  • First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.

  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • Lends in Minnesota
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years.
    We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.

  • Minnesota Valley Federal Credit Union
  • 1640 Adams Street, Mankato, MN, 56001
  • Lends in Minnesota
  • Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.