2023 Super Jumbo Loan Limits for Smithville, Clay County,Missouri

In Smithville county of Clay, MO, securing a Jumbo loan above $726,200 requires a 10% down payment minimum. Lendersa® offers a list of both portfolio and Non-QM lenders capable of arranging Jumbo loans up to $3,000,000. Wealthy individuals might access super jumbo loans reaching up to $35,000,000.

The conforming high balance loan limits are: $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our Jumbo mortgage rate calculator to determine current jumbo mortgage rates and evaluate the required downpayment, income, credit, reserves, and documents for qualification.

Compare loan offers from 100 lenders

Jumbo Loan Options in Smithville, MO

The goal of Lendersa® is to assist you in obtaining the best jumbo loan tailored to your financial situation. Choose from three starting options to find matching lenders and programs.

The Lendersa® Jumbo mortgage calculator allows comparison among lenders to discover who offers the most competitive refinance rates, or explore Jumbo loans between $1,500,000 and $25,000,000.

Lendersa® efficiently accesses detailed loan data from thousands of lenders and quickly matches it to your unique financial profile and requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Goetz Credit Union
  • 1905 Howard Street, Saint Joseph, MO, 64501
  • Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.
  • Mortgage Investment Services Corp
  • 22316 Midland Drive, Shawnee, KS, 66226
  • Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.
  • Motto Mortgage Heritage
  • 1900 Northwest South Outer Road, Suite 209, Blue Springs, MO, 64015
  • Whether you are buying, selling, refinancing, or remodeling, we have an extensive list of over 70 Lenders to fit your long and short-term needs. You will enjoy a comprehensive loan analysis and access to the lowest rates and fees on the market. KC Mortgage Duo guarantees the highest level of customer service, on-time closings,
  • Farmers State Bank
  • 124 E. 3rd St, Cameron, MO, 64429
  • FSB has strived since its founding in 1887 to be a “Pillar in Community Banking.” Thus, our strategy is to provide a community banking culture that offers individualized customer service. We are locally owned and operated and committed to serving all your financial needs through a convenient approach that combines direct access to decision makers
  • Encompass Home Loans Inc
  • 800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • District One Highway Credit Union
  • 3011 N Belt Highway, Suite B, Saint Joseph, MO, 64506
  • District One Highway Credit Union was founded in 1954. An inquiry dated March 13, 1954 was sent to Jim Riegel of the Missouri Credit Union League. His response to this inquiry stated that it would take a minimum of 7 people to sign a charter and someone would need to put up $5 to the Secretary of State.
  • St. Joseph Teachers' Credit Union
  • 2316 Village Drive, Saint Joseph, MO, 64506
  • St. Joseph Teachers’ Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits.
  • Postal & Community CU
  • 3921 Oakland Avenue, Saint Joseph, MO, 64506
  • Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.
  • Advance America
  • 3007 N Belt Hwy, Saint Joseph, MO, 64506
  • Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
  • Catholic Family Credit Union
  • 9237 Ward Parkway, Suite 114, Kansas City, MO, 64114
  • Catholic Family Credit Union has been serving the financial needs of South Kansas City's Catholic community since 1957. Occupying a single room at St. Elizabeth Parish, CFCU, then known as St. Elizabeth Credit Union, received its charter that year as a parish-based credit union. Since its humble beginnings in that small room, the credit union has g
  • Bison State Bank
  • 9201 Ward Parkway, Suite 210, Kansas City, MO, 64114
  • Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
  • nbkc bank
  • 8320 Ward Parkway, Kansas City, MO, 64114
  • At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.