Find 2023 Jumbo and Super Jumbo Loan Limits for St.-James, MO

In St.-James, within Phelps, MO, a jumbo loan exceeding $647,200 necessitates a minimum down payment of 10%. The Lendersa® directory includes all portfolio and Non-QM lenders capable of arranging jumbo loans up to $3,000,000. High net worth individuals might qualify for super jumbo loans that can go up to $35,000,000.

The conforming high balance loan limits are $647,200 for a single-family home, $828,700 for properties with two units, $1,001,650 for three-unit residences, and $1,244,850 for four-unit buildings.

You can use our Jumbo mortgage rate calculator to access current jumbo mortgage rates and evaluate down payment needs, income, credit requirements, reserves, and documents necessary to qualify.

Explore loan offers from 100 lenders

Diverse Jumbo Loan Opportunities in St.-James, MO

Lendersa® aims to connect you with the best jumbo loan tailored to your financial situation and needs. Choose one of three pathways to find suitable lenders and the accompanying jumbo loan programs.

The Lendersa® Jumbo mortgage calculator helps you compare lenders to determine who offers the best jumbo refinance rate today or provides a purchase loan ranging from $1,500,000 to $25,000,000.

Lendersa® efficiently retrieves loan program data from numerous jumbo lenders and rapidly matches it to your financial profile for tailored solutions.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Equity Prime Mortgage Missouri
  • 6036 Weldon Spring Pkwy, Weldon Spring, MO, 63304
  • Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.
  • St. Charles Mortgage LLC
  • 633 Oregon Trail Ct, Saint Charles, MO, 63304
  • Saint Charles Mortgage LLC understands that a great factor to what makes a mortgage successful is personal connection. We strive to give our clients the highest quality customer service by getting to know where you are in life and making sure we understand where you want to be. We absolutely minimize your rate
  • Magnolia Mortgage, LLC
  • 5377 State Highway N, Suite 218, Cottleville, MO, 63304
  • Magnolia Mortgage is a local, family owned business that guarantees the personal service and attention you need to close on time with the right residential loan for you. We are conveniently located in St. Charles County, just outside St. Louis. We attend every closing to ensure all your questions are answered and no stone is left unturned.
  • Neighbors Credit Union
  • 612 Gravois Rd, Fenton, MO, 63026
  • Neighbors Credit Union (formerly St. Louis Postal Employees Credit Union) was created in a shoebox and a dream; that every postal worker deserved a helping hand to get more out of life. Today, we've opened our doors to everyone in our surrounding communities and have become one of the largest and strongest credit unions in Missouri.
  • Alliance Credit Union
  • 1280 S Highway Dr, Fenton, MO, 63026
  • Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates
  • St Louis Mortgage Consultants
  • 1799 Smizer Station Road, Fenton, MO, 63026
  • At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
  • CapitalBull Mortgage
  • 558 Gravois Road, Suite 203, Fenton, MO, 63026
  • CapitalBull LLC was founded January 2, 2009 by Chad Atkins in order to create a mortgage company that didn’t use big banks and was a better solution. The #NoBankBull motto was born, now you have someone to fight the big banks for you and get you the best mortgage out there. CapitalBull only uses wholesale lenders and finds the best rates.
  • Missouri Mortgage Clearing House
  • 697 Green Forest Drive, Fenton, MO, 63026
  • The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Family Finance Mortgage
  • 1787 Jeffco Boulevard, Arnold, MO, 63010
  • Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.