Super Jumbo Loan Limits by lenders in St.-James, Phelps County, MO

In St.-James, within Phelps, MO, a jumbo loan exceeding $647,200 necessitates a minimum down payment of 10%. The Lendersa® directory includes all portfolio and Non-QM lenders capable of arranging jumbo loans up to $3,000,000. High net worth individuals might qualify for super jumbo loans that can go up to $35,000,000.

The conforming high balance loan limits are $647,200 for a single-family home, $828,700 for properties with two units, $1,001,650 for three-unit residences, and $1,244,850 for four-unit buildings.

You can use our Jumbo mortgage rate calculator to access current jumbo mortgage rates and evaluate down payment needs, income, credit requirements, reserves, and documents necessary to qualify.

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Diverse Jumbo Loan Opportunities in St.-James, MO

Lendersa® aims to connect you with the best jumbo loan tailored to your financial situation and needs. Choose one of three pathways to find suitable lenders and the accompanying jumbo loan programs.

The Lendersa® Jumbo mortgage calculator helps you compare lenders to determine who offers the best jumbo refinance rate today or provides a purchase loan ranging from $1,500,000 to $25,000,000.

Lendersa® efficiently retrieves loan program data from numerous jumbo lenders and rapidly matches it to your financial profile for tailored solutions.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Shelter Insurance FCU
  • 1817 West Broadway, Columbia, MO, 65218
  • Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
  • The Loan Machine
  • 719 State Hwy K, O Fallon, MO, 63366
  • The Loan Machine offers installment loans and lines of credit of any amount up to $5, 000*. These are unsecured signature loans. We offer easy repayment terms, and our rates are typically less than half of those charged by payday loan companies. The Loan Machine is here to take some of the worry out of your situation.
  • Mortgage143 LLC
  • 314 Walnut Forest Drive, O Fallon, MO, 63366
  • Ed Bauwens Owner at Mortgage 143 LLC. Ed have been a Mortgage Loan Specialist for the past 20 years. Ed Bauwens started his own Mortgage Brokerage company in 2020, to make you my first priority, while also helping fit your budget and terms into your most important investment; YOUR HOME!
  • MISSOURI CREDIT UNION
  • 111 E Broadway, Columbia, MO, 65205
  • We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
  • Peoples Bank & Trust
  • 430 East Wood St., Troy, MO, 63379
  • The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products
  • HomePride Bank
  • 65704, Mansfield, MO, 65704
  • HomePride Bank is your hometown bank, offering a full line of consumer and business banking products and services. The Bank of Mansfield, now chartered as HomePride Bank, was established in 1892, and is the oldest business in Mansfield. While our name has changed, our commitment to service has remained the same.
  • ARTIS COMMERCIAL CAPITAL LLC
  • 177 Cedar Bridge Ct, St. Louis, MO, 63141
  • Unlock your potential with ARTIS COMMERCIAL CAPITAL LLC, a premier direct lender and broker/advisor specializing in Ground Up Construction, Fix and Flip, and DSCR loans. Collaborate with us and gain access to over 1,000 capital providers, including FDIC banks and SBA 7a programs that close in 30 days, ensuring the lowest rates for your project. Let
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. We keep opening doors as a mortgage industry leader