Find 2023 Jumbo and Super Jumbo Loan Limits for Spencer, NC

In the county of Rowan, NC, located in Spencer, any jumbo loan exceeding $726,200 necessitates a minimum down payment of 10%. The Lendersa® directory encompasses a wide range of portfolio and Non-QM lenders equipped to handle jumbo loans up to $3,000,000. Individuals with a high net worth may be eligible for super jumbo loans reaching up to $35,000,000.

Loan limits for conforming high-balance loans are set as follows: $726,200 for a single-family home, $929,850 for a duplex, $1,123,900 for a triplex, and $1,396,800 for a fourplex.

To see the current jumbo mortgage rates, utilize our Jumbo mortgage rate calculator. This will help you understand the downpayment, income, credit requirements, reserves, and documentation necessary for qualification.

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Jumbo Loan Choices in Spencer, NC

At Lendersa®, our objective is to help you secure the ideal jumbo loan tailored to your financial circumstances and needs. You can begin by selecting one of three pathways that lead to lender matches and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator allows you to compare lenders effectively, letting you identify the top jumbo refinance rates of the day or facilitate a purchase of jumbo loans from $1,500,000 to $25,000,000.

By aggregating data from thousands of jumbo lenders, Lendersa® quickly aligns available loan programs with your unique financial profile and requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Atlantic Coast Mortgage
  • 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
  • Lends in North Carolina
  • ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.

  • Peace Home Lending
  • 3975 University Dr, Suite 230, Fairfax, VA, 22030
  • Lends in North Carolina
  • PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.

  • First Heritage Mortgage, LLC
  • 3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
  • Lends in North Carolina
  • First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.

  • Intercoastal Mortgage, LLC
  • 4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030
  • Lends in North Carolina
  • Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.

  • 1st United Mortgage LLC
  • 2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
  • Lends in North Carolina
  • 1st United Mortgage is dedicated to serving veterans and military families. As VA Loan specialists, our experts are trained specifically on VA eligibility requirements and will walk you through every step of the loan process. Our mission is to make the mortgage process and simple and stress-free as possible for you.

  • Jolene Moore
  • 3975 Fair Ridge, Suite 320N, Fairfax, VA, 22033
  • Lends in North Carolina
  • Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.

  • Monarch Mortgages LLC
  • 4114 Legato Road, Suite 320, Fairfax, VA, 22033
  • Lends in North Carolina
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Vellum Mortgage
  • 12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
  • Lends in North Carolina
  • Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.

  • Loans For Flips LLC
  • 3317 Plaza Way, Waldorf, MD, 20603
  • Lends in North Carolina
  • We find the best solution for your real estate investment deal whether it's a fix & flip, rehab/rental, ground up construction or a commercial deal, we've gotyou covered. We do the ground work to save you time so you can focus on your deal and making money! "We Listen. We Fund. You Win."

  • Commercial Lending USA
  • 8500 Leesburg Pike Suite 411, Tysons, VA, 22182
  • Lends in North Carolina
  • As a small business owner, your top priority is growing your business, and purchasing real estate, renovating a property you already own or refinancing real estate debt can be a great way. We are offering SBA, commercial, construction, and lite/ no doc commercial loans. This is the center of your one-step solution!

  • Today's Mortgage Inc
  • 1964 Gallows Road, Suite 320, Vienna, VA, 22182
  • Lends in North Carolina
  • Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.

  • City Lending, Inc
  • 8150 Leesburg Pike, Suite 405, Vienna, VA, 22182
  • Lends in North Carolina
  • City Lending, we know the importance of investing in a home. We understand it can be a scary & sometimes overwhelming process but we aim to make it easy.Our goal is to help borrowers of all experience levels to overcome hurdles that may stand in their way, so they can quickly & painlessly move forward with all of their home related aspirations.