2023 Super Jumbo Loan Limits for Floyd, Oneida County,New York

In Floyd county within Oneida, NY, any Jumbo loan above $726,200 requires a minimum down payment of 10%. The Lendersa® directory encompasses a variety of portfolio and Non-QM lenders who can arrange Jumbo loans up to $3,000,000. Individuals with substantial wealth can obtain super jumbo loans reaching up to $35,000,000.

For different residence types, the conforming high balance loan limits are: $726,200 for single-family homes, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.

Utilize our Jumbo mortgage rate calculator to review current rates and estimate all necessary requirements, including downpayment, income, credit, reserves, and documentation.

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Jumbo Loan Choices in Floyd, NY

The mission of Lendersa® is to help you secure the best jumbo loan tailored to your specific financial profile. Select one of three starting points to connect with appropriate lenders and the right jumbo loan programs.

The Lendersa® Jumbo mortgage calculator enables you to compare various lenders, helping you find the most advantageous Jumbo refinance rate today or choose to purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® gathers loan program data from thousands of Jumbo lenders and matches it to your unique financial circumstances and needs almost instantaneously.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • The First National Bank of Groton
  • 161 Main Street, Groton, NY, 13073
  • The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
  • Sidney Federal Credit Union
  • 42 Union Street, Sidney, NY, 13838
  • Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
  • The First National Bank of Dryden
  • 7 West Main Street, Dryden, NY, 13053
  • The First National Bank of Dryden has been involved in our local community for over a century. We keep the business local and we keep the customer service local. The person answering our phone will never be automated.Over time, we've expanded into the Cortland area and most recently the historic district of Homer
  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.
  • Savannah Bank National Association
  • 1565 Main Street, Savannah, NY, 13146
  • Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.
  • MCTFCU
  • 39 Market Street, Amsterdam, NY, 12010
  • Since 1960, MCT has been creating financial solutions for the people who live and work in Montgomery County. If you’ve been thinking about joining us, what’s stopping you? We accept members from most local businesses, and if your employer isn’t on our list yet, it’s easy, fast, and free to sign on.
  • Hometown Mortgage Corp
  • 4200 State Hwy 30, Amsterdam, NY, 12010
  • Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
  • The Delaware National Bank of Delhi
  • 124 Main Street, Delhi, NY, 13753
  • The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State. In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841
  • Generations Bank
  • 20 East Bayard Street, Seneca Falls, NY, 13148
  • Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively. In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
  • Citizens Bank of Cape Vincent
  • 154 Broadway St, Cape Vincent, NY, 13618
  • Citizens Bank of Cape Vincent has been a part of the local community for almost 100 years. We have now grown to 3 locations, serving over 7200 customers throughout the local communities. We provide various products including checking and savings accounts, mortgage loans, automobile loans, certificates of deposit, safe deposit boxes, and more.
  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
  • Tompkins Employees Federal Credit Union
  • Tompkins Employees Federal Credit Union, Ithaca, NY, 14850
  • The Tompkins Employees Federal Credit Union (TEFCU) is organized to serve people who live, work and/or own a business in Tompkins County. As a community based financial institution, owned and operated by our members, our purpose is to provide financial advice and competitive priced line of financial products